2010 Boyds Trl, Owings, MD 20736 Property Records

Calvert County property record for 2010 Boyds Trl, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	2 ba · 828 sqft · built 1983
Lot Size	1.14 acres (49,658 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Dec 2014)
Tax Bill	$3,368 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-101142`

Property Details

APN / Parcel Number

Primary APN	`03-101142`
Alternative APNs	`3101142` `101142`

Interior

Full Baths	2 Baths
Building Area	828 sqft Total Area
Basement Area	828 sqft
Finished Basement	828 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	49,658 sqft (1.14 acres)
Deck Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	101142
Street Address	2010 BOYDS TRL
City	OWINGS
State	MD
Zip	20736-9545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 28 THE TRAILS
Legal Subdivision	THE TRAILS
Legal Lot Number	28
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1000
Census Tract	860404

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Holly Hill listed 1971 · 2 contributing resources · NRIS 71000367

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2010 Boyds Trl is owned and occupied by two individuals who bought it in December 2014.

Source: Calvert County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2010 BOYDS TRL, OWINGS, MD 20736-9545
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 22, 2017	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2014 · Amount on File
Deed Sale	Dec 31, 2014 · Amount on File
Prior Sale	Jun 30, 2004 · Amount on File
Deed Book / Page	4494 / 485
Transfer Doc	0000003149
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	2010 BOYDS TRL, OWINGS, MD 20736-9545
Transaction Type	Mortgage
Record Updated	Dec 9, 2025
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2010 BOYDS TRL, OWINGS, MD 20736-9545
Investor	Possibly a Property Investor

Mortgage

Document Number	0068180089
Date	Nov 18, 2025
Book Page	6818/89

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.99%
Index	SOFR Average 30-Day
Max Rate	9.99%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	2010 BOYDS TRL, OWINGS, MD 20736-9545
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049470088
Date	Feb 22, 2017
Book Page	4947/088

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2047

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	2010 BOYDS TRL, OWINGS, MD 20736-9545
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060680126
Date	Sep 2, 2021
Book Page	6068/126

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2010 Boyds Trl was $3,368.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$297,467 (+2.01%)	$309,200 (+6.04%) Land $150,700 Building $158,500
2025	$3,368.00	$291,600 Land $150,700 Building $140,900	$291,600 Land $150,700 Building $140,900
2023	$2,760.00	$265,733	$291,600 Land $150,700 Building $140,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2010 Boyds Trl in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 73 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	100 units insured incl. 27 condo units
Nearby Flood Claims	16 (2003–2024)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2010 Boyds Trl is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 77% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T.

Nearby Properties on Boyds Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures