20162 Spruce Ave, Newport Beach, CA 92660 Property Records

Orange County property record for 20162 Spruce Ave, Newport Beach, CA 92660

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,891 sqft · built 2017
Lot Size	0.186 acres (8,100 sqft)
Owner	Individual Name on Record
Last Sale	$606,000 (Mar 2013)
Tax Bill	$10,387 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`439-034-30`

Property Details

APN / Parcel Number

Primary APN	`439-034-30`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,891 sqft Living Area
1st Floor Area	1,891 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	8,100 sqft (0.186 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	20162 SPRUCE AVE
City	NEWPORT BEACH
State	CA
Zip	92660-0737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N TR 1506 BLK LOT 33
Legal Subdivision	BAY VIEW HEIGHTS
Legal Tract	1506
Legal Lot Number	33
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	2
Census Block	2004
Census Tract	63101

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20162 SPRUCE AVE, NEWPORT BEACH, CA 92660-0737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage F & A FCU
Jun 14, 2021	Deed of Trust, Mortgage · Line of Credit F & A FCU
Sep 29, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage F & A FCU
Jun 20, 2019	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage F & A FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2013 · Amount on Record
Deed Sale	Mar 26, 2013 · Amount on Record
Deed Document Number	2013182724
Last Transfer Date	Jun 15, 2019
Transfer Doc	0000216124
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	20162 SPRUCE AVE, NEWPORT BEACH, CA 92660-0737
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20162 SLPRUCE AVENUE, NEWPORT BEACH, CA 92660-0737

Mortgage

Document Number	0000029109
Date	Jan 21, 2022
Instrument	2022000029109

Lender

Name	F & A FCU
Type	Credit Union
Address	MONTEREY PARK, CA 91754

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	20162 SPRUCE AVE, NEWPORT BEACH, CA 92660-0737
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20162 SPRUCE AVE, NEWPORT BEACH, CA 92660-0737

Mortgage

Document Number	0000390941
Date	Jun 14, 2021
Instrument	2021000390941

Lender

Name	F & A FCU
Type	Credit Union
Address	MONTEREY PARK, CA 91754

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	20162 SPRUCE AVE, NEWPORT BEACH, CA 92660-0737
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000530253
Date	Sep 29, 2020
Instrument	2020000530253

Lender

Name	F & A FCU
Type	Credit Union
Address	MONTEREY PARK, CA 91754

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jun 20, 2019
Property Address	20162 SPRUCE AVE, NEWPORT BEACH, CA 92660-0737
Document Number	0000216124
Map Reference	MB 47 PG 19
Instrument Date	Jun 15, 2019
Instrument	2019000216124
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20162 SPRUCE AVE, NEWPORT BEACH, CA 92660-0737

Mortgage

Document Number	0000216125
Date	Jun 20, 2019
Instrument	2019000216125

Lender

Name	F & A FCU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2034

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Newport Beach City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$932,540 (+2%) Land $703,736 Building $228,804
2025	$10,387.00 (+4.67%) Homeowner's exemption	$914,255 (+4.04%) Land $689,937 Building $224,318
2023	$9,924.00 (+2.01%) Homeowner's exemption	$878,754 Land $663,146 Building $215,608
2022	$9,728.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Apr 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT BEACH serves 69,520 people · EPA ID CA3010023
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Cox Communications, GeoLinks.

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