20160 Franklin St, Ferrum, VA 24088 Property Records

Franklin County property record for 20160 Franklin St, Ferrum, VA 24088

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 960 sqft · built 1975
Lot Size	1 acres (43,908 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Dec 2023)
Tax Bill	$643 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Dec 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`098 00-038 01`

Property Details

APN / Parcel Number

Primary APN	`098 00-038 01`
Alternative APN	`28277`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	1,900 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1990
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,908 sqft (1 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	44 sqft
Deck Area	60 sqft
Patio Area	20 sqft
Canopy	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	28277
Street Address	20160 FRANKLIN ST
City	FERRUM
State	VA
Zip	24088-3089
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NZ
Legal Description	RT 40
Jurisdiction	FRANKLIN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	4
Census Block	4035
Census Tract	20600

Owner

Source: Franklin County records · APN 098 00-038 01

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20160 FRANKLIN ST, FERRUM, VA 24088-3089
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 06, 2023	Deed, Transfer · Stand-Alone First Mortgage BREAD VENTURES LLC
Dec 06, 2023	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 06, 2023 · Amount on Record
Deed Sale	Dec 06, 2023 · Amount on Record
Deed Document Number	20237085
Deed Book / Page	1206 / 2797
Record Updated	Sep 20, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Dec 06, 2023
Property Address	20160 FRANKLIN ST, FERRUM, VA 24088-3089
Document Number	0012062797
Book / Page	1206 / 2797
Instrument Date	Dec 01, 2023
Instrument	230007085
Transaction Type	Transfer
Record Updated	Jan 02, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$50.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20160 FRANKLIN ST, FERRUM, VA 24088-3089

Mortgage

Document Number	0230007086
Date	Dec 06, 2023
Instrument	230007086

Lender

Name	BREAD VENTURES LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 01, 2038

December 2023: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	FRANKLIN VA
Recording Date	Dec 06, 2023
Property Address	20160 FRANKLIN ST, FERRUM, VA 24088-3089
Document Number	0012062764
Book / Page	1206 / 2764
Instrument Date	Dec 01, 2023
Instrument	230007081
Transaction Type	Transfer
Record Updated	Jan 02, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 21539, ROANOKE, VA 24018-0565

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$643.00 (+28.09%)	$149,700 (+81.9%) Land $24,000 Building $125,700	$149,700 (+81.9%) Land $24,000 Building $125,700
2023	$502.00	$82,300 (-) Land $17,000 Building $65,300	$82,300 (-) Land $17,000 Building $65,300
2022		$82,300 Land $17,000 Building $65,300	$82,300 Land $17,000 Building $65,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 6, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Based on FCC filings for 3 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Franklin St

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