19949 Franklin St, Ferrum, VA 24088 Property Records

Franklin County property record for 19949 Franklin St, Ferrum, VA 24088

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,304 sqft · built 1850
Lot Size	91.1 acres (3,969,318 sqft)
Owner	Individual Name on Record
Tax Bill	$745 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jan 2022 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`098 00-041 00`

Property Details

APN / Parcel Number

Primary APN	`098 00-041 00`
Alternative APN	`28280`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,304 sqft Living Area
Gross Area	2,656 sqft
1st Floor Area	2,304 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1959
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	3,969,318 sqft (91.1 acres)
Terrain	Rolling
Porch	Slab
Porch Area	352 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater
Heating Fuel	Gas
Sewer	Septic
Water Source	Spring/Creek

Location & Zoning

Account Number	28280
Street Address	19949 FRANKLIN ST
City	FERRUM
State	VA
Zip	24088-3088
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NZ
Legal Description	RT 40-FRANKLIN ST RT 785-JOHNNYS RIDGE RD
Legal Subdivision	FRANKLIN S
Jurisdiction	FRANKLIN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	3
Census Block	3014
Census Tract	20600

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 BINNACLE DR, MONETA, VA 24121-2201
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Deed, Transfer · Commercial Mortgage FARM CREDIT OF THE VIRGINIAS ACA
Jan 27, 2022	Commissioner's Deed, Foreclosure Foreclosure Auction
Jan 27, 2022	Commissioner's Deed, Foreclosure · Line of Credit FARM CREDIT OF THE VIRGINIAS ACA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 4, 2010
Transfer Doc	00097403059
Record Updated	Sep 20, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Feb 2, 2024
Property Address	19949 FRANKLIN ST, FERRUM, VA 24088-3088
Document Number	0012082751
Book / Page	1208 / 2751
Map Reference	MB 1178 PG 970&971
Instrument Date	Feb 2, 2024
Instrument	240000618
Transaction Type	Transfer
Record Updated	Mar 1, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	120 BINNACLE DR, MONETA, VA 24121-2201

Mortgage

Document Number	0240000619
Date	Feb 2, 2024
Instrument	240000619

Lender

Name	FARM CREDIT OF THE VIRGINIAS ACA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2022: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jan 27, 2022
Property Address	19949 FRANKLIN ST, FERRUM, VA 24088-3088
Document Number	0011780972
Book / Page	1178 / 972
Map Reference	MB 1178 PG 970&971
Instrument Date	Jan 18, 2022
Instrument	220000704
Transaction Type	Foreclosure
Record Updated	Feb 15, 2022

Transaction

Amount	Amount Recorded
Tax	$39.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3305 INGRAMVILLE RD, FERRUM, VA 24088-3801

January 2022: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jan 27, 2022
Property Address	19949 FRANKLIN ST, FERRUM, VA 24088-3088
Document Number	0011780979
Book / Page	1178 / 979
Instrument Date	Jan 18, 2022
Instrument	220000707
Transaction Type	Foreclosure
Record Updated	Feb 15, 2022
Title Company	COURT STREET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.50
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20728 VIRGIL H GOODE HWY, ROCKY MOUNT, VA 24151-6699

Mortgage

Document Number	0011780985
Date	Jan 27, 2022
Book Page	1178/985
Instrument	220000708

Lender

Name	FARM CREDIT OF THE VIRGINIAS ACA
Type	Bank
Address	ROANOKE, VA 24019

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$745.00 (-24.6%)	$173,400 (+6.97%) Land $154,700 Building $18,700	$173,400 (+6.97%) Land $154,700 Building $18,700
2023	$988.00	$162,100 (-) Land $151,700 Building $10,400	$162,100 (-) Land $151,700 Building $10,400
2022		$162,100 Land $151,700 Building $10,400	$162,100 Land $151,700 Building $10,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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