2016 Silver St, Waconia, MN 55387 Property Records

Carver County property record for 2016 Silver St, Waconia, MN 55387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,180 sqft · built 2002
Lot Size	0.284 acres (12,371 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (Aug 2024)
Tax Bill	$5,960 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`75-4470490`

Property Details

APN / Parcel Number

Primary APN	`75-4470490`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,180 sqft Finished Area
Gross Area	3,202 sqft
1st Floor Area	1,226 sqft
Basement Area	778 sqft
Finished Basement	778 sqft
Unfinished Basement	950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,371 sqft (0.284 acres)
Garage Area	704 sqft
Porch	Porch
Porch Area	18 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	2016 SILVER ST
City	WACONIA
State	MN
Zip	55387-8606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 25 TOWNSHIP 116 RANGE 025 SIERRA 2ND ADDITION LOT 012 BLOCK 005
Legal Range	025
Legal Township	116
Legal Section	25
Legal Subdivision	SIERRA 2ND ADDITION
Legal Block	5
Legal Lot Number	12
Jurisdiction	CARVER MN
Township / Civil Division	WACONIA
Census Block Group	2
Census Block	2002
Census Tract	90302

Owner

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2016 SILVER ST, WACONIA, MN 55387-8606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Dec 27, 2019	Deed of Trust, Mortgage · FHA Mortgage ROUNDPOINT MTG SVCNG
Feb 11, 2019	Warranty Deed, Transfer · FHA Mortgage LEND SMART MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2024 · Amount on Record
Deed Sale	Aug 28, 2024 · Amount on Record
Prior Sale	Feb 11, 2019 · Amount on Record
Deed Document Number	2024776665
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	2016 SILVER ST, WACONIA, MN 55387-8606
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A738304
Date	Dec 6, 2021
Instrument	A738304

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	LAKEWOOD, NJ 08701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2041

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	2016 SILVER ST, WACONIA, MN 55387-8606
Document Number	0000689373
Instrument Date	Dec 27, 2019
Transaction Type	Mortgage
Record Updated	Feb 21, 2020
Title Company	AMERICAN HOME TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2016 SILVER ST WACONIA MN 553878606, WACONIA, MN 55387-8606

Mortgage

Document Number	0000689373
Date	Jan 6, 2020
Instrument	689373

Lender

Name	ROUNDPOINT MTG SVCNG
Type	Mortgage Company
Address	FORT MILL, SC 29715

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Feb 11, 2019
Property Address	2016 SILVER ST, WACONIA, MN 55387-8606
Document Number	0000673532
Instrument Date	Feb 8, 2019
Instrument	673532
Transaction Type	Transfer
Record Updated	Mar 6, 2019
Title Company	TITLE MARK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,154.67
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2016 SILVER ST WACONIA MN 553878606, WACONIA, MN 55387-8606

Mortgage

Document Number	673533
Date	Feb 11, 2019
Instrument	673533

Lender

Name	LEND SMART MTG
Type	Mortgage Company
Address	SHOREVIEW, MN 55126

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2049

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Waconia City
Unified School District	Waconia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,960.00 (+9%) Homeowner's exemption	$454,300 (-2.59%) Land $150,000 Building $304,300	$454,300 (-2.59%) Land $150,000 Building $304,300
2025		$466,400 (+1.57%) Land $125,000 Building $341,400	$466,400 (+1.57%) Land $125,000 Building $341,400
2024	$5,468.00 (-2.15%) Homeowner's exemption	$459,200 (+2.36%) Land $120,000 Building $339,200	$459,200 (+2.36%) Land $120,000 Building $339,200
2023	$5,588.00 Homeowner's exemption	$448,600 Land $120,000 Building $328,600	$448,600 Land $120,000 Building $328,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Waconia serves 13,277 people · EPA ID MN1100010
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	10 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
CenturyLink Fiber	2,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Broadband, Xfinity.

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