2004 Silver St, Waconia, MN 55387 Property Records

Carver County property record for 2004 Silver St, Waconia, MN 55387

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,058 sqft · built 2002
Lot Size	0.427 acres (18,600 sqft)
Owner	2 Individual Names on File
Last Sale	$254,290 (Apr 2003)
Tax Bill	$5,408 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`75-4470470`

Property Details

APN / Parcel Number

Primary APN	`75-4470470`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,058 sqft Finished Area
Gross Area	2,626 sqft
1st Floor Area	1,046 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,600 sqft (0.427 acres)
Garage Area	1,024 sqft

Exterior Amenities

Porch	Porch
Porch Area	156 sqft
Patio Area	400 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	2004 SILVER ST
City	WACONIA
State	MN
Zip	55387-8606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 25 TOWNSHIP 116 RANGE 025 SIERRA 2ND ADDITION LOT 010 BLOCK 005
Legal Range	025
Legal Township	116
Legal Section	25
Legal Subdivision	SIERRA 2ND ADDITION
Legal Block	5
Legal Lot Number	10
Jurisdiction	CARVER MN
Township / Civil Division	WACONIA
Census Block Group	2
Census Block	2002
Census Tract	90302

Owner

2004 Silver St is owned and occupied by two individuals who acquired it in December 2025.

Source: Carver County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2004 SILVER ST, WACONIA, MN 55387-8606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL FEDERAL CREDIT UNION
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FINANCIAL CORP
Dec 10, 2025	Transfer on Death Deed, Transfer
Jul 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage LEADERONE FIN'L
May 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage TRADITION MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2003 · Amount on File
Deed Sale	Apr 18, 2003 · Amount on File
Prior Sale	Mar 26, 2003 · Amount on File
Deed Document Number	200358775
Last Transfer Date	Dec 9, 2025
Transfer Doc	000A794421
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Recording Date	Sep 18, 2026
Property Address	2004 SILVER ST, WACONIA, MN 55387-8606
Document Number	0000805790
Instrument Date	Sep 10, 2026
Instrument	2026805790
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	ANCONA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 SILVER ST, WACONIA, MN 55387-8606

Mortgage

Document Number	0000805790,
Date	Sep 18, 2026
Instrument	2026805790

Lender

Name	TRUSTONE FINANCIAL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	2004 SILVER ST, WACONIA, MN 55387-8606
Transaction Type	Mortgage
Record Updated	Dec 23, 2025
Title Company	EDGEWATER TITLE GROUP LLC, EDGEWATER TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A718312
Date	Feb 23, 2021
Instrument	A718312

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

December 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CARVER MN
Recording Date	Dec 10, 2025
Property Address	2004 SILVER ST, WACONIA, MN 55387-8606
Document Number	000A794421
Instrument Date	Dec 9, 2025
Instrument	A794421
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	2004 SILVER ST, WACONIA, MN 55387-8606
Document Number	0000681181
Instrument Date	Jul 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	EDGEWATER TITLE GROUP LLC, EDGEWATER TITLE GRP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2004 SILVER ST WACONIA MN 553878606, WACONIA, MN 55387-8606

Mortgage

Document Number	0000681181
Date	Aug 8, 2019
Instrument	681181

Lender

Name	LEADERONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	2004 SILVER ST, WACONIA, MN 55387-8606
Document Number	0000646470
Instrument Date	May 31, 2017
Transaction Type	Mortgage
Record Updated	Jun 22, 2017
Title Company	ESQUIRE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2004 SILVER ST WACONIA MN 553878606, WACONIA, MN 55387-8606

Mortgage

Document Number	0000646470
Date	Jun 7, 2017
Instrument	646470

Lender

Name	TRADITION MTG
Type	Mortgage Company
Address	LAKEVILLE, MN 55044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 6, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 2004 Silver St was $5,408 with a homeowner's exemption, up 3.3% from the year before.

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Waconia City
Unified School District	Waconia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,408.00 (+3.32%) Homeowner's exemption	$422,100 (-0.99%) Land $140,000 Building $282,100	$422,100 (-0.99%) Land $140,000 Building $282,100
2025	$5,234.00 (+3.97%) Homeowner's exemption	$426,300 (+1.19%) Land $115,000 Building $311,300	$426,300 (+1.19%) Land $115,000 Building $311,300
2024	$5,034.00 (-4.3%) Homeowner's exemption	$421,300 (+2.06%) Land $110,000 Building $311,300	$421,300 (+2.06%) Land $110,000 Building $311,300
2023	$5,260.00 Homeowner's exemption	$412,800 Land $110,000 Building $302,800	$412,800 Land $110,000 Building $302,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2004 Silver St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2004 Silver St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Waconia serves 13,277 people · EPA ID MN1100010
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	10 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
CenturyLink Fiber	2,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Broadband, Xfinity.

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