Alachua County property record for 2016 SE 45th Ter, Gainesville, FL 32641
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,380 sqft · built 2007 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Last Sale | $136,500 (Jan 2008) |
| Tax Bill | $1,866 (2024) |
| Deeds & Mortgages | Jan 2026 Mortgage Oct 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 16189-001-006 |
| Primary APN | 16189-001-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,380 sqft Heated Area |
| 1st Floor Area | 1,380 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Driveway | Driveway |
| Driveway Area | 332 sqft |
| Porch | Finished/Screened Porch |
| Porch Area | 148 sqft |
| Storage Building | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 01052380000 |
|---|---|
| Street Address | 2016 SE 45TH TER |
| City | GAINESVILLE |
| State | FL |
| Zip | 32641-8994 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | SHADY LAWN ESTATES PB B-14 LOT 6 BK A OR 3731/0936 |
| Legal Range | 20E |
| Legal Township | 10S |
| Legal Section | 12 |
| Legal Subdivision | SHADY LAWN EST |
| Legal Lot Number | 6 |
| Jurisdiction | ALACHUA FL |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 700 |
Source: Alachua County records, as of January 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Mailing Address | 2016 SE 45TH TER, GAINESVILLE, FL 32641-8994 |
|---|---|
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jan 9, 2026 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Oct 2, 2018 | Loan Modification, Mortgage · FHA Mortgage US BK |
| Last Sale | Jan 4, 2008 · Amount on Record |
|---|---|
| Deed Sale | Jan 4, 2008 · Amount on Record |
| Deed Document Number | 0037270371 |
| Deed Book / Page | 3727 / 0371 |
| Last Transfer Date | Jan 16, 2008 |
| Transfer Doc | 0037310936 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALACHUA FL |
| Property Address | 2016 SE 45TH TER, GAINESVILLE, FL 32641-8994 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2016 SE 45TH TER, GAINESVILLE, FL 32641-8994 |
| Document Number | 0052511058 |
|---|---|
| Date | Jan 9, 2026 |
| Book Page | 5251/1058 |
| Instrument | 3667814 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 274 Months |
| Due | Nov 1, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ALACHUA FL |
| Property Address | 2016 SE 45TH TER, GAINESVILLE, FL 32641-8994 |
| Document Number | 0046380659 |
| Instrument Date | Oct 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2016 SE 45TH TER GAINESVILLE FL 326418994, GAINESVILLE, FL 32641-8994 |
| Document Number | 0046380659 |
|---|---|
| Date | Oct 19, 2018 |
| Book Page | 004638/000659 |
| Instrument | 3154436 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 18, 2048 |
| Rate | 4.87% |
|---|
Source: Alachua County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Alachua County |
| Unified School District | Alachua County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $132,212 (+28.32%) Land $15,000 Building $117,212 | $132,212 (-4.62%) Land $15,000 Building $117,212 | |
| 2024 | $1,866.00 (+3.49%) | ||
| 2023 | $1,803.00 (+5.38%) Homeowner's exemption Senior Citizen's exemption | $103,037 (+3%) | $138,611 (+17.2%) Land $18,000 Building $120,611 |
| 2022 | $1,711.00 Homeowner's exemption | $100,036 | $118,264 Land $11,000 Building $107,264 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (2017) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GATOR WATERWORKS public/private · serves 800 people · EPA ID FL2010612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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