2008 SE 45th Ter, Gainesville, FL 32641 Property Records

Alachua County property record for 2008 SE 45th Ter, Gainesville, FL 32641

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,380 sqft · built 2007
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$100,000 (Jul 2017)
Tax Bill$3,066 (2024)
Deeds & MortgagesJul 2017 Sale & Second Mortgage
Flood ZoneZone X (minimal risk)
APN16189-001-004

Property Details

APN / Parcel Number

Primary APN16189-001-004
Alternative APN
  • 01052360000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,380 sqft Heated Area
1st Floor Area1,380 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2008
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,970 sqft (0.16 acres)
DrivewayDriveway
Driveway Area332 sqft

Exterior Amenities

PorchOpen Porch
Porch Area108 sqft
Patio Area48 sqft
Storage Building100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number01052360000
Street Address2008 SE 45TH TER
CityGAINESVILLE
StateFL
Zip32641-8994
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionSHADY LAWN ESTATES PB B-14 LOT 4 BK A OR 4528/1524
Legal Range20E
Legal Township10S
Legal Section12
Legal SubdivisionSHADY LAWN EST
Legal Block14
Legal Lot Number4 5
JurisdictionALACHUA FL
Township / Civil DivisionGAINESVILLE
Census Block Group4
Census Block4013
Census Tract700

Owner

Source: Alachua County records, as of January 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2008 SE 45TH TER, GAINESVILLE, FL 32641-8994
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 5, 2017 · Amount on Record
Deed SaleJul 5, 2017 · Amount on Record
Prior SaleDec 12, 2007 · Amount on Record
Deed Document Number3068452
Deed Book / Page4528 / 1524
Record UpdatedJun 8, 2026

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALACHUA FL
Recording DateJul 5, 2017
Property Address2008 SE 45TH TER, GAINESVILLE, FL 32641-8994
Document Number0045281524
Book / Page4528 / 1524
Map ReferenceMB B PG14
Instrument DateJun 30, 2017
Instrument3068452
Transaction TypeTransfer
Record UpdatedNov 19, 2021
Title CompanyCOMMUNITY TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address82-974 LAKE ST, 82-974, CAPTAIN COOK, HI 96704

Transferred To (Grantee/Buyer)

NameVerified Name
Address2008 SE 45TH TER, GAINESVILLE, FL 32641-8994

Mortgage

Document Number3068454
DateJul 5, 2017
Instrument3068454
Lender
NameALACHUA COUNTY
TypeNon-Lending Institution
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Mortgage

Document Number0045281526
DateJul 5, 2017
Book Page4528/1526
Instrument3068453
Lender
NameFIRST GUARANTY MORTGAGE CORP
TypeMortgage Company
AddressVIENNA, VA 22182
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: Alachua County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyAlachua County
Unified School DistrictAlachua County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$129,536 (+5.33%) Land $15,000 Building $114,536$129,536 (+5.33%) Land $15,000 Building $114,536
2024$3,066.00 (+6.98%)
2023$2,866.00 (+9.18%)$122,977 (+11.94%) Land $5,000 Building $117,977$122,977 (+11.94%) Land $5,000 Building $117,977
2022$2,625.00$109,864 Land $5,000 Building $104,864$109,864 Land $5,000 Building $104,864

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims4 (2017)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 61% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGATOR WATERWORKS
public/private · serves 800 people · EPA ID FL2010612
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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