2016 Ruben Rd, Monroe, NC 28112 Property Records

Union County property record for 2016 Ruben Rd, Monroe, NC 28112 · Last verified August 2026

Property Summary

Property Type	Other Improved
Details	built 2023
Lot Size	2.74 acres (119,354 sqft)
Owner	2 Individual Names on File
Last Sale	$389,000 (Apr 2021)
Tax Bill	$3,621 (2025)
Deeds & Mortgages	May 2023 Construction Loan Aug 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`04-231-001B`

Property Details

APN / Parcel Number

Primary APN	`04-231-001B`

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	119,354 sqft (2.74 acres)

Location & Zoning

Street Address	2016 RUBEN RD
City	MONROE
State	NC
Zip	28112-8010
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT 1 OPCR088
Legal Subdivision	1409900
Legal Tract	2
Legal Lot Number	1
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	4
Census Block	4009
Census Tract	20902

Owner

Source: Union County records · APN 04-231-001B

Assessment roll updated March 31, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2016 RUBEN RD, MONROE, NC 28112-8010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Deed of Trust, Mortgage · Construction Mortgage AGSOUTH FARM CREDIT ACA
Aug 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage AGSOUTH FARM CREDIT ACA
Sep 25, 2024	Warranty Deed, Transfer
Sep 25, 2024	Intrafamily Transfer, Transfer
Mar 27, 2023	Intrafamily Transfer, Transfer
Mar 27, 2023	Warranty Deed, Transfer
Apr 06, 2021	Warranty Deed, Transfer · Line of Credit CAROLINA FARM CREDIT ACA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 06, 2021 · Amount on Record
Deed Sale	Apr 06, 2021 · Amount on Record
Prior Sale	Feb 08, 2005 · Amount on Record
Deed Document Number	202116146
Deed Book / Page	8054 / 697
Last Transfer Date	Sep 13, 2024
Transfer Doc	0008981649
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2016 RUBEN RD, MONROE, NC 28112-8010
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2018 RUBEN RD, MONROE, NC 28112-8010

Mortgage

Document Number	0008714285
Date	May 25, 2023
Book Page	8714/285
Instrument	12325

Lender

Name	AGSOUTH FARM CREDIT ACA
Type	Bank
Address	STATESVILLE, NC 28687

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jun 01, 2054

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2016 RUBEN RD, MONROE, NC 28112-8010
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2016 RUBEN RD, MONROE, NC 28112-8010

Mortgage

Document Number	0008773466
Date	Aug 31, 2023
Book Page	8773/466
Instrument	21236

Lender

Name	AGSOUTH FARM CREDIT ACA
Type	Bank
Address	STATESBORO, GA 30459

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Sep 01, 2054

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 25, 2024
Property Address	2016 RUBEN RD, MONROE, NC 28112-8010
Document Number	0008981649
Book / Page	8981 / 649
Map Reference	MB 000R PG 0088
Instrument Date	Sep 13, 2024
Instrument	22943
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Sep 25, 2024
Property Address	2016 RUBEN RD, MONROE, NC 28112-8010
Document Number	0008981645
Book / Page	8981 / 645
Map Reference	MB 000R PG 0088
Instrument Date	Sep 13, 2024
Instrument	22942
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Mar 27, 2023
Property Address	2016 RUBEN RD, MONROE, NC 28112-8010
Document Number	0008678124
Book / Page	8678 / 124
Map Reference	MB R PG 88
Instrument Date	Mar 22, 2023
Instrument	6860
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2016 RUBEN RD, MONROE, NC 28112-8010

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 27, 2023
Property Address	2016 RUBEN RD, MONROE, NC 28112-8010
Document Number	0008678128
Book / Page	8678 / 128
Map Reference	MB 000R PG 0088
Instrument Date	Mar 22, 2023
Instrument	6861
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4227 BENT GREEN LN, MONROE, NC 28112-7792

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 06, 2021
Property Address	2016 RUBEN RD, MONROE, NC 28112-8010
Document Number	0008054697
Book / Page	8054 / 697
Instrument Date	Mar 30, 2021
Instrument	16146
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$778.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 78926, CHARLOTTE, NC 28271-7044

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 W SANDY RIDGE RD, MONROE, NC 28112-9332

Mortgage

Document Number	0000016147
Date	Apr 06, 2021
Instrument	16147

Lender

Name	CAROLINA FARM CREDIT ACA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 01, 2036

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,621.00 (+1,102.99%)	$785,700 (+179.91%) Land $82,000 Building $703,700	$785,700 (+179.91%) Land $82,000 Building $703,700
2023	$301.00	$280,700 (-) Land $247,000 Building $33,700	$280,700 (-) Land $247,000 Building $33,700
2022	$301.00	$280,700 Land $247,000 Building $33,700	$280,700 Land $247,000 Building $33,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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