1922 Ruben Rd, Monroe, NC 28112 Property Records

Union County property record for 1922 Ruben Rd, Monroe, NC 28112 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,720 sqft · built 1990
Lot Size	5.13 acres (223,463 sqft)
Owner	Individual Name on File
Tax Bill	$2,239 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-231-007A`

Property Details

APN / Parcel Number

Primary APN	`04-231-007A`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,720 sqft Living Area
Gross Area	3,158 sqft
1st Floor Area	1,720 sqft
Basement Area	850 sqft
Unfinished Basement	850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	223,463 sqft (5.13 acres)
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Deck Area	Deck Area
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1922 RUBEN RD
City	MONROE
State	NC
Zip	28112-8062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1 & 2 OPCR5852; 8267-434 RAPE LIFE ESTATE
Legal Tract	1
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	4
Census Block	4009
Census Tract	20902

Owner

Source: Union County records · APN 04-231-007A

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1922 RUBEN RD, MONROE, NC 28112-8062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 04, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Oct 04, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1922 RUBEN RD, MONROE, NC 28112-8062
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1922 RUBEN RD, MONROE, NC 28112-8062

Mortgage

Document Number	0008391172
Date	Feb 04, 2022
Book Page	8391/172
Instrument	4425

Lender

Name	TRUIST BANK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 04, 2021
Property Address	1922 RUBEN RD, MONROE, NC 28112-8062
Document Number	8267434
Book / Page	8267 / 434
Instrument Date	Sep 30, 2021
Instrument	47260
Transaction Type	Transfer
Record Updated	Oct 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1922 RUBEN RD, 1922, MONROE, NC 28112-8062

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 CLARKSVILLE CAMPGROUND RD, MONROE, NC 28112-9356

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,239.00 (+27.51%)	$485,900 (+71.76%) Land $130,700 Building $355,200	$485,900 (+71.76%) Land $130,700 Building $355,200
2023	$1,756.00	$282,900 Land $37,000 Building $245,900	$282,900 Land $37,000 Building $245,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 49 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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