McHenry County property record for 2016 Orchard Beach Rd, McHenry, IL 60050
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 1,512 sqft · built 1952 |
| Lot Size | 0.256 acres (11,179 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Jul 2019) |
| Deeds & Mortgages | Dec 2020 Mortgage Jul 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-25-102-005 |
| Primary APN | 09-25-102-005 |
|---|
| Full Baths | 5 Baths |
|---|---|
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,512 sqft Living Area |
| Gross Area | 2,520 sqft |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Finished Basement | 252 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 11,179 sqft |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 208 sqft |
| Patio Area | 638 sqft |
| Shed | 1 Shed |
| Shed Area | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2016 ORCHARD BEACH RD |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60050-2846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2019R0021009 S 4FT LT 42 & ALL LT 43 ORCHARD BEACH |
| Legal Range | 08E |
| Legal Township | 45N |
| Legal Section | 25 |
| Legal Subdivision | ORCHARD BEACH |
| Legal Block | 102 |
| Legal Lot Number | 42-43 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 870604 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2016 ORCHARD BEACH RD, MCHENRY, IL 60050-2846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 11, 2019 | Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Aug 31, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2019 · Amount on Record |
| Deed Sale | Jul 11, 2019 · Amount on Record |
| Prior Sale | Aug 31, 2017 |
| Deed Document Number | 2019R0021009 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 2016 ORCHARD BEACH RD, MCHENRY, IL 60050-2846 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000054702 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 2020R0054702 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jul 11, 2019 |
| Property Address | 2016 ORCHARD BEACH RD, MCHENRY, IL 60050-2846 |
| Document Number | 0000021009 |
| Map Reference | MB 1 PG 50 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 2019R0021009 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2016 ORCHARD BEACH RD, MCHENRY, IL 60050-2846 |
| Document Number | 0000021010 |
|---|---|
| Date | Jul 11, 2019 |
| Instrument | 2019R0021010 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Aug 31, 2017 |
| Property Address | 2016 ORCHARD BEACH RD, MCHENRY, IL 60050-2846 |
| Document Number | 0000032408 |
| Instrument Date | Aug 29, 2017 |
| Instrument | 32408 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2016 ORCHARD BEACH RD MCHENRY IL 600502846, MCHENRY, IL 60050-2846 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $113,510 Land $40,418 Building $73,092 | $340,530 Land $121,254 Building $219,276 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 30 (1978–2017) |
| Claims Outside the SFHA | 6 of 30 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCHENRY serves 22,335 people · EPA ID IL1110600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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