2014 Orchard Beach Rd, McHenry, IL 60050 Property Records

McHenry County property record for 2014 Orchard Beach Rd, McHenry, IL 60050

Property Summary

Property TypeSingle Family Home
Details4 ba · 1,668 sqft · built 1940
Lot Size0.24 acres (10,454 sqft)
Owner2 Company Names on Record
Last Sale$430,000 (Aug 2021)
Tax Bill$11,394 (2024)
Deeds & MortgagesDec 2023 Transfer
Aug 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN09-25-102-006

Property Details

APN / Parcel Number

Primary APN09-25-102-006

Interior

Full Baths4 Baths
Half Baths4 Half Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area1,668 sqft Living Area
1st Floor Area1,588 sqft
Basement Area1,588 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleA-Frame
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area10,454 sqft (0.24 acres)
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area77 sqft
Deck Area296 sqft
Patio Area600 sqft
Shed1 Shed
Shed Area234 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2014 ORCHARD BEACH RD
CityMCHENRY
StateIL
Zip60050-2846
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2023R0030598 LT 44 ORCHARD BEACH
Legal SubdivisionORCHARD BEACH
Legal Block102
Legal Lot Number44
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group1
Census Block1018
Census Tract870604

Owner

Source: McHenry County records, as of June 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address2014 ORCHARD BEACH RD, MCHENRY, IL 60050-2846
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2023Intrafamily Transfer, Transfer
Aug 18, 2021Warranty Deed, Transfer · Conventional Mortgage
THE HARVARD STATE BANK
Apr 9, 2018Warranty Deed, Transfer · Conventional Mortgage
PERL MORTGAGE INC
Jul 11, 2017Grant Deed, Foreclosure
HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2021 · Amount on Record
Deed SaleAug 18, 2021 · Amount on Record
Prior SaleApr 9, 2018 · Amount on Record
Deed Document Number202145367
Last Transfer DateDec 4, 2023
Transfer Doc0000030598
Record UpdatedSep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCHENRY IL
Recording DateDec 5, 2023
Property Address2014 ORCHARD BEACH RD, MCHENRY, IL 60050-2846
Document Number0000030598
Map ReferenceDOC12452 MB1 PG50
Instrument DateDec 4, 2023
Instrument2023R0030598
Transaction TypeTransfer
Record UpdatedDec 15, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2014 ORCHARD BEACH RD, MCHENRY, IL 60050-2846

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateAug 18, 2021
Property Address2014 ORCHARD BEACH RD, MCHENRY, IL 60050-2846
Document Number0000045367
Map ReferenceMB 1 PG50
Instrument DateAug 18, 2021
Instrument2021R0045367
Transaction TypeTransfer
Record UpdatedSep 2, 2021
Title CompanyMANT TITLE AGENCY, GMT TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$430.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2014 ORCHARD BEACH RD, MCHENRY, IL 60050-2846

Mortgage

Document Number0000045368
DateAug 18, 2021
Instrument2021R0045368
Lender
NameTHE HARVARD STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateApr 9, 2018
Property Address2014 ORCHARD BEACH RD, MCHENRY, IL 60050-2846
Document Number0000011113
Map ReferenceMB1 PG50
Instrument DateMar 4, 2018
Instrument2018R0011113
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanySNP TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$438.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressROSEMONT, IL 60563

Transferred To (Grantee/Buyer)

NameVerified Name
Address2310 SOMERSET LN, MUNDELEIN, IL 60060-5344

Mortgage

Document Number0000011114
DateApr 9, 2018
Instrument2018R0011114
Lender
NamePERL MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2048

July 2017: Grant Deed, Foreclosure

Document TypeGrant Deed
JurisdictionMCHENRY IL
Recording DateJul 11, 2017
Property Address2014 ORCHARD BEACH RD, MCHENRY, IL 60050-2846
Document Number0000025287
Instrument DateJul 6, 2017
Instrument25287
Transaction TypeForeclosure
Record UpdatedAug 14, 2017
Title CompanyHERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

AmountAmount Recorded
Tax$315.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9614 W HIGGINS RD #3E ROSEMONT IL 600184857, 3E, ROSEMONT, IL 60018-4857

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$11,394.00$150,459 (+28.96%) Land $43,072 Building $107,387$451,377 (+28.96%) Land $129,216 Building $322,161
2022Homeowner's exemption$116,668 Land $35,799 Building $80,869$350,004 Land $107,397 Building $242,607

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims30 (1978–2017)
Claims Outside the SFHA6 of 30
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms & Flooding, Apr 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCHENRY
serves 22,335 people · EPA ID IL1110600
Water SourceGroundwater
Last State InspectionMay 2023
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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