2016 Lone Oak Cir, Saint Cloud, MN 56301 Property Records

Stearns County property record for 2016 Lone Oak Cir, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	1 bd · 2.5 ba · 2,030 sqft · built 2000
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Tax Bill	$6,704 (2026)
Deeds & Mortgages	Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-46430-0020`

Property Details

APN / Parcel Number

Primary APN	`82-46430-0020`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,030 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Lot Width	57 ft Width
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2016 LONE OAK CIR
City	SAINT CLOUD
State	MN
Zip	56301-9663
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 010 BLK 002 DEER CREEK CROSSING SECTION 34 TOWNSHIP 124 RANGE 028 SECTION 34 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	34
Legal Subdivision	DEER CREEK CROSSING
Legal Block	2
Legal Lot Number	10
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1017
Census Tract	402

Owner

Source: Stearns County records · APN 82-46430-0020

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2016 LONE OAK CIR, SAINT CLOUD, MN 56301-9663
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Jul 24, 2017
Property Address	2016 LONE OAK CIR, SAINT CLOUD, MN 56301-9663
Document Number	00A1500739
Instrument Date	Jun 30, 2017
Instrument	A1500739
Transaction Type	Transfer
Record Updated	Nov 06, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2016 LONE OAK CIR, SAINT CLOUD, MN 56301-9663

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,704.00 (+20.45%)	$456,700 (-) Land $100,000 Building $356,700	$456,700 (-) Land $100,000 Building $356,700
2025		$456,700 (+7.64%) Land $100,000 Building $356,700	$456,700 (+7.64%) Land $100,000 Building $356,700
2024	$5,566.00 (+1.27%)
2023	$5,496.00	$424,300 Land $90,000 Building $334,300	$424,300 Land $90,000 Building $334,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 69% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Lumen Technologies, Verizon.

Based on FCC filings for 151 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Saint Cloud serves 71,321 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.