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2012 Lone Oak Cir, Saint Cloud, MN 56301 Property Records

Stearns County property record for 2012 Lone Oak Cir, Saint Cloud, MN 56301

Property Summary

Property TypeSingle Family Home
Details2 bd · 3.5 ba · 2,062 sqft · built 2001
Lot Size0.45 acres (19,602 sqft)
Owner2 Company Names on Record
Last Sale$396,000 (Jul 2013)
Tax Bill$7,874 (2026)
Deeds & MortgagesDec 2025 Sale
Jul 2013 Sale
Flood ZoneZone X (minimal risk)
APN82-46430-0018

Property Details

APN / Parcel Number

Primary APN82-46430-0018

Interior

Bedrooms2 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,062 sqft Living Area
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialBrick
Roof MaterialAsphalt
Lot Area19,602 sqft (0.45 acres)
Lot Width64 ft Width
Garage Area816 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address2012 LONE OAK CIR
CitySAINT CLOUD
StateMN
Zip56301-9663
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 009 BLK 002 DEER CREEK CROSSING SECTION 34 TOWNSHIP 124 RANGE 028 SECTION 34 TOWNSHIP 124 RANGE 028
Legal Range28W
Legal Township124
Legal Section34
Legal SubdivisionDEER CREEK CROSSING
Legal Block2
Legal Lot Number9
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1017
Census Tract402

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address2012 LONE OAK CIR, SAINT CLOUD, MN 56301-9663
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2025Warranty Deed, Transfer
Jul 29, 2013Other, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2013 · Amount on Record
Deed SaleJul 29, 2013 · Amount on Record
Deed Document Number201364715
Last Transfer DateDec 15, 2025
Transfer Doc00A1705134
Record UpdatedSep 20, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateDec 17, 2025
Property Address2012 LONE OAK CIR, SAINT CLOUD, MN 56301-9663
Document Number00A1705134
Instrument DateDec 15, 2025
InstrumentA1705134
Transaction TypeTransfer
Record UpdatedFeb 3, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2012 LONE OAK CIR, SAINT CLOUD, MN 56301-9663

July 2013: Other, Transfer

Document TypeOther
JurisdictionSTEARNS MN
Recording DateJul 29, 2013
Property Address2012 LONE OAK CIR, SAINT CLOUD, MN 56301-9663
Document Number0000064715
Instrument DateJul 26, 2013
Instrument064715
Transaction TypeTransfer
Record UpdatedFeb 3, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4020 CLEARWATER RD APT 215, 215, SAINT CLOUD, MN 56301-8605

Transferred To (Grantee/Buyer)

NameVerified Name
Address2012 LONE OAK CIR, SAINT CLOUD, MN 56301-9663

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,874.00 (+21.89%)$524,900 (-) Land $100,000 Building $424,900$524,900 (-) Land $100,000 Building $424,900
2025$524,900 (+7.94%) Land $100,000 Building $424,900$524,900 (+7.94%) Land $100,000 Building $424,900
2024$6,460.00 (+2.6%)
2023$6,296.00$486,300 Land $90,000 Building $396,300$486,300 Land $90,000 Building $396,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 69% of Minnesota
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink, Verizon.

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