2016 E Reserve Cir, Avon, OH 44011 Property Records

Lorain County property record for 2016 E Reserve Cir, Avon, OH 44011

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,902 sqft · built 1997
Lot Size	0.038 acres (1,680 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Aug 2025)
Tax Bill	$4,871 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00-015-801-019`

Property Details

APN / Parcel Number

Primary APN	`04-00-015-801-019`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,902 sqft Living Area
1st Floor Area	970 sqft
2nd Floor Area	996 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Row End or Row Middle
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	1,680 sqft
Lot Dimensions	60 ft deep x 28 ft wide
Garage Type	Attached
Garage Area	124 sqft
Porch	Open Porch
Porch Area	136 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2016 E RESERVE CIR
City	AVON
State	OH
Zip	44011-2828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWN HOMES OF FRN CRK RES 28.00 X 60.00
Legal Subdivision	FRENCH CREEK RESERVE CONDO
Legal Block	801
Legal Lot Number	45
Jurisdiction	LORAIN OH
Township / Civil Division	AVON
Census Block Group	2
Census Block	2003
Census Tract	13202

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2016 E RESERVE CIR, AVON, OH 44011-2828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Nov 8, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2025 · Amount on Record
Deed Sale	Aug 5, 2025 · Amount on Record
Prior Sale	Nov 8, 2019 · Amount on Record
Deed Document Number	2025-0062307
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	2016 E RESERVE CIR, AVON, OH 44011-2828
Transaction Type	Mortgage
Record Updated	Apr 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210809475
Date	Mar 26, 2021
Instrument	2021-0809475

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 8, 2019
Property Address	2016 E RESERVE CIR, AVON, OH 44011-2828
Document Number	0000737610
Map Reference	VOL 57 PG 22&23
Instrument Date	Nov 6, 2019
Instrument	2019-0737610
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	GUARDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2016 E RESERVE CIR, AVON, OH 44011-2828

Mortgage

Document Number	0000737611
Date	Nov 8, 2019
Instrument	2019-0737611

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Avon City
County	Lorain County
Unified School District	Avon Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,871.00	$104,110 (%) Land $21,700 Building $82,410	$297,470 (-) Land $62,000 Building $235,470
2024	$4,871.00 (+22.48%)	$104,115 (+44.81%) Land $21,700 Building $82,415	$297,470 (+44.81%) Land $62,000 Building $235,470
2023	$3,977.00 (+0.96%)	$71,897 (%) Land $11,627 Building $60,270	$205,420 (-) Land $33,220 Building $172,200
2022	$3,939.00	$71,900 Land $11,630 Building $60,270
2021			$205,420 Land $33,220 Building $172,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVON CITY PWS serves 24,060 people · EPA ID OH4700203
Water Source	Purchased surface water from AVON LAKE CITY PWS
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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