2012 E Reserve Cir, Avon, OH 44011 Property Records

Lorain County property record for 2012 E Reserve Cir, Avon, OH 44011

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,968 sqft · built 1997
Owner	Owner Name on Record
Last Sale	$205,000 (Jun 2014)
Tax Bill	$4,815 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00-015-801-018`

Property Details

APN / Parcel Number

Primary APN	`04-00-015-801-018`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,968 sqft Living Area
1st Floor Area	970 sqft
2nd Floor Area	996 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Row End or Row Middle
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	124 sqft
Porch	Open Porch
Porch Area	136 sqft
Patio Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2012 E RESERVE CIR
City	AVON
State	OH
Zip	44011-2828
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	TOWN HOMES OF FRENCH CREEK RESERVE 28 X 60
Legal Subdivision	TOWNHOMES/FRENCH CRK RESERVE S
Legal Block	801
Legal Lot Number	44
Jurisdiction	LORAIN OH
Township / Civil Division	AVON
Census Block Group	2
Census Block	2003
Census Tract	13202

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	2012 E RESERVE CIR, AVON, OH 44011-2828
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last Sale	Jun 13, 2014 · Amount on Record
Deed Sale	Jun 13, 2014 · Amount on Record
Prior Sale	Aug 15, 2001 · Amount on Record
Deed Document Number	2014002252
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	2012 E RESERVE CIR, AVON, OH 44011-2828
Document Number	0000776707
Instrument Date	Aug 27, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	THIRD CAPITAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2012 E RESERVE CIR AVON OH 440112828, AVON, OH 44011-2828

Mortgage

Document Number	0000776707
Date	Sep 1, 2020
Instrument	776707

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 31, 2040

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Avon City
County	Lorain County
Unified School District	Avon Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,815.00	$102,910 (+%) Land $21,700 Building $81,210	$294,020 (-) Land $62,000 Building $232,020
2024	$4,815.00 (+15.11%)	$102,907 (+36.07%) Land $21,700 Building $81,207	$294,020 (+36.07%) Land $62,000 Building $232,020
2023	$4,183.00 (+0.94%)	$75,628 (%) Land $11,627 Building $64,001	$216,080 (-) Land $33,220 Building $182,860
2022	$4,144.00	$75,630 Land $11,630 Building $64,000
2021			$216,080 Land $33,220 Building $182,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVON CITY PWS serves 24,060 people · EPA ID OH4700203
Water Source	Purchased surface water from AVON LAKE CITY PWS
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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