2016 Ave Penasco, El Cajon, CA 92019 Property Records

San Diego County property record for 2016 Ave Penasco, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,958 sqft · built 1965
Lot Size	1.13 acres (49,658 sqft)
Owner	Trust Name on File
Last Sale	$80,000 (Jun 1995)
Tax Bill	$2,826 (2025)
Deeds & Mortgages	Nov 2021 Transfer Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`515-040-12-00`

Property Details

APN / Parcel Number

Primary APN	`515-040-12-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,958 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	49,658 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2016 AVENIDA PENASCO
City	EL CAJON
State	CA
Zip	92019-3522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	SEC 17-16-1E W H (EX ST OP)PAR 22 PER ROS 4300 IN
Legal Range	01E
Legal Township	16
Legal Section	17
Legal Subdivision	CLAYDELLE PROFESSIONAL PLAZA
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	15405

Owner

2016 Ave Penasco is owner-occupied and held in a trust since October 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	2016 AVENIDA PENASCO, EL CAJON, CA 92019-3522
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Intrafamily Transfer, Transfer AMROCK LLC
Nov 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 1995 · Amount on File
Deed Sale	Jun 9, 1995 · Amount on File
Deed Document Number	1995242831
Last Transfer Date	Oct 29, 2021
Transfer Doc	0000769157
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 4, 2021
Property Address	2016 AVENIDA PENASCO, EL CAJON, CA 92019-3522
Document Number	0000769157
Instrument Date	Oct 29, 2021
Instrument	2021-0769157
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2016 AVENIDA PENASCO, EL CAJON, CA 92019-3522

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 4, 2021
Property Address	2016 AVENIDA PENASCO, EL CAJON, CA 92019-3522
Document Number	0000769155
Instrument Date	Oct 29, 2021
Instrument	2021-0769155
Transaction Type	Transfer
Record Updated	Nov 15, 2021
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2016 AVENIDA PENASCO, EL CAJON, CA 92019-3522

Mortgage

Document Number	0000769156
Date	Nov 4, 2021
Instrument	2021-0769156

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2016 AVENIDA PENASCO, EL CAJON, CA 92019-3522
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000369539
Date	Jul 13, 2020
Instrument	2020-0369539

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2016 Ave Penasco was $2,826 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$249,701 (+2%) Land $46,860 Building $202,841
2025	$2,826.00 Homeowner's exemption	$244,806 Land $45,942 Building $198,864
2023	$2,765.00 (+1.65%) Homeowner's exemption	$235,302 Land $44,159 Building $191,143
2022	$2,720.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2016 Ave Penasco in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2016 Ave Penasco is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon, Wyyerd Connect.

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