San Diego County property record for 2004 Ave Penasco, El Cajon, CA 92019
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,854 sqft · built 1979 |
| Lot Size | 1 acre (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $584,648 (Mar 2014) |
| Tax Bill | $9,082 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 515-040-11-00 |
| Primary APN | 515-040-11-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 2,854 sqft Living Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 43,560 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 2004 AVENIDA PENASCO |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92019-3522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | SEC 17-16-1E W H (EX ST OP)PAR 23 PER ROS 4300 IN |
| Legal Range | 01E |
| Legal Township | 16 |
| Legal Section | 17 |
| Legal Subdivision | 4524 |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 15405 |
2004 Ave Penasco is owned and occupied by two individuals who bought it in March 2014.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2004 AVENIDA PENASCO, EL CAJON, CA 92019-3522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2014 · Amount on File |
| Deed Sale | Mar 27, 2014 · Amount on File |
| Prior Sale | Aug 31, 2006 · Amount on File |
| Deed Document Number | 2014121432 |
| Prior Transfer Date | Mar 23, 1994 |
| Prior Transfer Doc | 0000202755 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 17, 2020 |
| Property Address | 2004 AVENIDA PENASCO, EL CAJON, CA 92019-3522 |
| Document Number | 0000720055 |
| Instrument Date | Apr 23, 2020 |
| Instrument | 2020-0720055 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2004 AVENIDA PENASCO, EL CAJON, CA 92019-3522 |
| Document Number | 0000720056 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 2020-0720056 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 234 Months |
| Due | May 1, 2040 |
The 2025 property tax bill for 2004 Ave Penasco was $9,082.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $787,727 (+2%) Land $275,077 Building $512,650 | |
| 2025 | $9,082.00 | $772,283 Land $269,684 Building $502,599 |
| 2023 | $8,903.00 (+1.57%) | $742,297 Land $259,213 Building $483,084 |
| 2022 | $8,765.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2004 Ave Penasco in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2004 Ave Penasco is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
May also be available: Verizon, Wyyerd Connect.
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