Santa Clara County property record for 20157 Apple Tree Ln, Cupertino, CA 95014
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,908 sqft · built 1963 |
| Lot Size | 0.17 acres (7,410 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $5,520 (2025) |
| Deeds & Mortgages | Jan 2018 Line of Credit Jun 2019 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 316-33-094 |
| Primary APN | 316-33-094 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,908 sqft Living Area |
| 1st Floor Area | 1,204 sqft |
| 2nd Floor Area | 704 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | L-Shape |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 7,410 sqft (0.17 acres) |
| Lot Dimensions | 95 ft deep x 78 ft wide |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Pool Area | 2,080 sqft |
| Porch | Porch |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 20157 APPLE TREE LN |
|---|---|
| City | CUPERTINO |
| State | CA |
| Zip | 95014-2001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 3086 BELMONT BOOK 142 PAGE 30 LOT 26 |
| Legal Subdivision | BELMONT |
| Legal Tract | 3086 |
| Legal Lot Number | 26 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 508101 |
20157 Apple Tree Ln is owner-occupied and held in a trust since October 2011.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 20157 APPLE TREE LN, CUPERTINO, CA 95014-2001 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 3, 2018 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Jun 3, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 7, 2011 |
| Transfer Doc | 0021364907 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 20157 APPLE TREE LN, CUPERTINO, CA 95014-2001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0023841005 |
|---|---|
| Date | Jan 3, 2018 |
| Instrument | 23841005 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 20157 APPLE TREE LN, CUPERTINO, CA 95014-2001 |
| Document Number | 0024204321 |
| Instrument Date | Jun 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 20157 APPLE TREE LN CUPERTINO CA 950142001, CUPERTINO, CA 95014-2001 |
| Document Number | 0024204321 |
|---|---|
| Date | Jun 17, 2019 |
| Instrument | 24204321 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 20157 Apple Tree Ln was $5,520 with a homeowner's exemption.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Cupertino City |
| Elementary School District | Cupertino Union Elementary School District (KG - 08) |
| Secondary School District | Fremont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $402,687 (+2%) Land $177,495 Building $225,192 | |
| 2025 | $5,520.00 Homeowner's exemption | $394,792 Land $174,015 Building $220,777 |
| 2023 | $5,288.00 (+2.46%) Homeowner's exemption | $379,463 Land $167,258 Building $212,205 |
| 2022 | $5,161.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 20157 Apple Tree Ln in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 20157 Apple Tree Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CWSC LOS ALTOS SUBURBAN private · serves 63,559 people · EPA ID CA4310001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Ridge Wireless Fixed Wireless | 100 / 60 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile.
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