20127 Apple Tree Ln, Cupertino, CA 95014 Property Records

Santa Clara County property record for 20127 Apple Tree Ln, Cupertino, CA 95014

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 2,425 sqft · built 1963
Lot Size	0.17 acres (7,410 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,320,000 (Apr 2025)
Tax Bill	$19,824 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2022 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`316-33-092`

Property Details

APN / Parcel Number

Primary APN	`316-33-092`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,425 sqft Living Area
1st Floor Area	1,061 sqft
2nd Floor Area	1,364 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,410 sqft (0.17 acres)
Lot Dimensions	95 ft deep x 78 ft wide
Garage Area	487 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	20127 APPLE TREE LN
City	CUPERTINO
State	CA
Zip	95014-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 3086 BELMONT BOOK 142 PAGE 30 LOT 28
Legal Subdivision	BELMONT
Legal Tract	3086
Legal Lot Number	28
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2002
Census Tract	508101

Owner

Source: Santa Clara County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20127 APPLE TREE LN, CUPERTINO, CA 95014-2001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Feb 24, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 28, 2021	Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
May 21, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2025 · Amount on Record
Deed Sale	Apr 25, 2025 · Amount on Record
Prior Sale	Jul 28, 2021 · Amount on Record
Deed Document Number	202525797750
Prior Transfer Date	Nov 6, 2007
Prior Transfer Doc	0019654515
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20127 APPLE TREE LN, CUPERTINO, CA 95014-2001
Transaction Type	Mortgage
Record Updated	Dec 2, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20127 APPLE TREE LN, CUPERTINO, CA 95014-2001

Mortgage

Document Number	0025908307
Date	Nov 24, 2025
Instrument	25908307

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	101 SOUTH TRYON STREET, CHARLOTTE, NC 28280

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.62%
Max Rate At Change	9.87%
Index	Other
Max Rate	9.87%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20127 APPLE TREE LN, CUPERTINO, CA 95014-2001
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20127 APPLE TREE LN, CUPERTINO, CA 95014-2001

Mortgage

Document Number	0025246570
Date	Feb 24, 2022
Instrument	25246570

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Feb 15, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 28, 2021
Property Address	20127 APPLE TREE LN, CUPERTINO, CA 95014-2001
Document Number	0025046540
Map Reference	MB 142 PG 30
Instrument Date	Jul 16, 2021
Instrument	25046540
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	COMMONWEALTH LAND TITLE COMPANY/PUG, COMMONWEALTH LAND TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20127 APPLE TREE LN, CUPERTINO, CA 95014-2001

Mortgage

Document Number	0025046541
Date	Jul 28, 2021
Instrument	25046541

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 21, 2020
Property Address	20127 APPLE TREE LN, CUPERTINO, CA 95014-2001
Document Number	0024485004
Map Reference	MB 142 PG 30
Instrument Date	May 8, 2020
Instrument	24485004
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	COMMONWEALTH LAND TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20127 APPLE TREE LN, CUPERTINO, CA 95014-2001

Mortgage

Document Number	0024485005
Date	May 21, 2020
Instrument	24485005

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Cupertino City
Elementary School District	Cupertino Union Elementary School District (KG - 08)
Secondary School District	Fremont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,386,400 (+110.5%) Land $3,047,760 Building $338,640
2025	$19,824.00 (+2.81%)	$1,608,718 (+4.04%) Land $1,206,459 Building $402,259
2024	$19,283.00 (+0.92%)
2023	$19,108.00 (+0.89%)	$1,546,251 Land $1,159,611 Building $386,640
2022	$18,940.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC LOS ALTOS SUBURBAN private · serves 63,559 people · EPA ID CA4310001
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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