20151 Arbor Ct, Cosby, MO 64436 Property Records

Andrew County property record for 20151 Arbor Ct, Cosby, MO 64436

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,826 sqft · built 2007
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on File
Tax Bill	$4,176 (2025)
Deeds & Mortgages	Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-00283.04`

Property Details

APN / Parcel Number

Primary APN	`16-00283.04`
Alternative APN	`18-4.1-20-0-00-04.040000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	4,826 sqft Living Area
Basement Area	1,191 sqft
Finished Basement	1,191 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	174,240 sqft (4 acres)
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	303 sqft
Deck Area	349 sqft
Patio Area	258 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	16-00283.04
Street Address	20151 ARBOR CT
City	COSBY
State	MO
Zip	64436-8203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20-58-34 ALL LT 4 ARBORS OF EDEN
Legal Range	34W
Legal Township	58N
Legal Section	20
Legal Subdivision	ARBORS OF EDEN
Legal Lot Number	4
Jurisdiction	ANDREW MO
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4099
Census Tract	10100

Owner

20151 Arbor Ct is owned and occupied by an individual.

Source: Andrew County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	20151 ARBOR CT, COSBY, MO 64436-8203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDREW MO
Property Address	20151 ARBOR CT, COSBY, MO 64436-8203
Transaction Type	Mortgage
Record Updated	Dec 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0004250040
Date	Nov 2, 2017
Book Page	0425/0040

Lender

Name	COMMUNITY AMERICA CU
Type	Bank
Address	LENEXA, KS 66219

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	300 Months
Due	Nov 15, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 20151 Arbor Ct was $4,176, up % from the year before.

Source: Andrew County assessment roll, as of December 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Andrew County
Elementary School District	Avenue City R-IX School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,176.00 (+0.02%)	$70,620 (+10.15%) Land $3,990 Building $66,630	$371,670 Land $21,000 Building $350,670
2024	$4,175.00 (+5.01%)	$64,110 (-) Land $3,990 Building $60,120
2023	$3,976.00 (+0.1%)	$64,110 (-) Land $3,990 Building $60,120	$337,410 Land $21,000 Building $316,410
2022	$3,972.00	$64,110 Land $3,990 Building $60,120
2021			$337,410 Land $21,000 Building $316,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20151 Arbor Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20151 Arbor Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDREW COUNTY PWSD 2 serves 3,580 people · EPA ID MO1024005
Water Source	Purchased groundwater from MO AMERICAN ST JOSEPH
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Arbor Ct

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