20101 Arbor Ct, Cosby, MO 64436 Property Records

Andrew County property record for 20101 Arbor Ct, Cosby, MO 64436

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,962 sqft · built 2007
Lot Size	3.02 acres (131,551 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Sep 2008)
Tax Bill	$4,819 (2025)
Deeds & Mortgages	Jan 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-00283.07`

Property Details

APN / Parcel Number

Primary APN	`16-00283.07`
Alternative APN	`18-4.1-20-0-00-04.070000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	4,962 sqft Living Area
Basement Area	2,562 sqft
Finished Basement	2,562 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	131,551 sqft (3.02 acres)
Garage Type	Attached
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	462 sqft
Patio Area	231 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	16-00283.07
Street Address	20101 ARBOR CT
City	COSBY
State	MO
Zip	64436-8203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20-58-34 LOT 2 FINAL PLAT ARBORS OF EDEN SUBDIV NW4 ANDREW CO MO EXC PUB RD R/W
Legal Range	34W
Legal Township	58N
Legal Section	20
Legal Subdivision	ARBORS OF EDEN
Legal Lot Number	2
Jurisdiction	ANDREW MO
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4099
Census Tract	10100

Owner

Source: Andrew County records · APN 16-00283.07

Assessment roll updated December 4, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20101 ARBOR CT, COSBY, MO 64436-8203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 12, 2008 · Amount on Record
Deed Sale	Sep 12, 2008 · Amount on Record
Deed Book / Page	398 / 505
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDREW MO
Property Address	20101 ARBOR CT, COSBY, MO 64436-8203
Transaction Type	Mortgage
Record Updated	Feb 04, 2026
Title Company	UNKNOWN, TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20101 ARBOR CT, COSBY, MO 64436-8203

Mortgage

Document Number	000446/649
Date	Jan 28, 2026
Book Page	446/649
Instrument	202600170

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 26, 2041

Tax Assessment & Valuation

Source: Andrew County records · Assessment roll updated December 4, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Andrew County
Elementary School District	Avenue City R-IX School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,819.00 (+0.02%)	$81,500 (+12.12%) Land $6,080 Building $75,420	$428,920 (+12.11%) Land $32,000 Building $396,920
2024	$4,818.00 (+6.88%)	$72,690 (-) Land $6,080 Building $66,610
2023	$4,508.00 (+14.42%)	$72,690 (+14.31%) Land $6,080 Building $66,610	$382,600 (+14.32%) Land $32,000 Building $350,600
2022	$3,940.00	$63,590 Land $6,080 Building $57,510
2021			$334,680 Land $32,000 Building $302,680

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 18, 2011 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
United Electric Cooperative Fiber	1,000 / 1,000
Mercury Broadband Fixed Wireless	150 / 20

Based on FCC filings for 13 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ANDREW COUNTY PWSD 2 serves 3,580 people
Water Source	Purchased groundwater from MO AMERICAN ST JOSEPH
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.