2015 Shell Bark Ln, Warsaw, IN 46582 Property Records

Kosciusko County property record for 2015 Shell Bark Ln, Warsaw, IN 46582

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,319 sqft · built 2008
Lot Size	0.209 acres (9,100 sqft)
Owner	Individual Name on File
Last Sale	$143,900 (Jan 2014)
Tax Bill	$2,781 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-726013-28`

Property Details

APN / Parcel Number

Primary APN	`004-726013-28`
Alternative APNs	`43-11-03-400-006.000-032` `00007960603` `0472601328`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,319 sqft Living Area
1st Floor Area	1,319 sqft
Basement Area	1,039 sqft
Finished Basement	847 sqft
Unfinished Basement	192 sqft
Family Room	Family Room

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	9,100 sqft (0.209 acres)
Lot Dimensions	140 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00007960603
Street Address	2015 SHELL BARK LN
City	WARSAW
State	IN
Zip	46582-6556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	4-10-4 LOT 2 HARRISON RIDGE SEC 1
Legal Range	6
Legal Township	32
Legal Section	3
Legal Subdivision	HARRISON RIDGE
Legal Lot Number	2
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1013
Census Tract	962101

Owner

2015 Shell Bark Ln is owned and occupied by an individual who bought it in January 2014.

Source: Kosciusko County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2015 SHELL BARK LN, WARSAW, IN 46582-6556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
Dec 14, 2018	Deed of Trust, Mortgage · Commercial Mortgage MUTUAL BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2014 · Amount on File
Deed Sale	Jan 30, 2014 · Amount on File
Prior Sale	May 23, 2011 · Amount on File
Deed Document Number	201411465
Prior Transfer Date	May 24, 2013
Prior Transfer Doc	2014011465
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	2015 SHELL BARK LN, WARSAW, IN 46582-6556
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 SHELL BARK LN, WARSAW, IN 46582-6556

Mortgage

Document Number	2021020898
Date	Feb 17, 2021
Instrument	2021020898

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	2015 SHELL BARK LN, WARSAW, IN 46582-6556
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018120595
Date	Dec 14, 2018
Instrument	2018120595

Lender

Name	MUTUAL BANK FSB
Type	Bank
Address	MUNCIE, IN 47305

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	179 Months
Due	Nov 11, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 2015 Shell Bark Ln was $2,781 with a homeowner's exemption, down 7.4% from the year before.

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Wayne Township
Municipality	Warsaw City
Unified School District	Warsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,781.00 (-7.42%) Homeowner's exemption	$300,600 Land $50,300 Building $250,300	$300,600 Land $50,300 Building $250,300
2024	$3,004.00 (+13.15%)
2023	$2,655.00 (+5.32%)	$267,700 (+8.82%) Land $42,400 Building $225,300	$267,700 (+8.82%) Land $42,400 Building $225,300
2022	$2,521.00	$246,000 Land $38,500 Building $207,500	$246,000 Land $38,500 Building $207,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2015 Shell Bark Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2015 Shell Bark Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WARSAW private · serves 13,835 people · EPA ID IN5243030
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Brightspeed, Kosciusko Connect.

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