2005 Shell Bark Ln, Warsaw, IN 46582 Property Records

Kosciusko County property record for 2005 Shell Bark Ln, Warsaw, IN 46582

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,193 sqft · built 2013
Lot Size	0.262 acres (11,398 sqft)
Owner	Individual Name on File
Last Sale	$210,500 (Apr 2014)
Tax Bill	$2,887 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Jul 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`004-726014-81`

Property Details

APN / Parcel Number

Primary APN	`004-726014-81`
Alternative APNs	`43-11-03-400-014.000-032` `00014849631` `0472601481`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,193 sqft Living Area
1st Floor Area	1,193 sqft
Basement Area	1,139 sqft
Finished Basement	1,139 sqft
Game Room	Game Room

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	11,398 sqft (0.262 acres)
Lot Dimensions	139 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00014849631
Street Address	2005 SHELL BARK LN
City	WARSAW
State	IN
Zip	46582-6556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	4-10-3 LOT 1 HARRISON RIDGE SEC 1
Legal Range	6
Legal Township	32
Legal Section	3
Legal Subdivision	THE SECONDARY PLAT OF HARRISON RIDGE
Legal Lot Number	1
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1013
Census Tract	962101

Owner

2005 Shell Bark Ln is owned and occupied by an individual who bought it in April 2014.

Source: Kosciusko County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2005 SHELL BARK LN, WARSAW, IN 46582-6556
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2017	Deed of Trust, Mortgage · Line of Credit LAKE CITY BANK
Jul 26, 2021	Deed of Trust, Mortgage · Line of Credit LAKE CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2014 · Amount on File
Deed Sale	Apr 9, 2014 · Amount on File
Deed Document Number	201440402
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	2005 SHELL BARK LN, WARSAW, IN 46582-6556
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017080235
Date	Aug 7, 2017
Instrument	2017080235

Lender

Name	LAKE CITY BANK
Type	Bank
Address	WARSAW, IN 46581

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 31, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	2005 SHELL BARK LN, WARSAW, IN 46582-6556
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 SHELL BARK LN, WARSAW, IN 46582-6556

Mortgage

Document Number	2021071325
Date	Jul 26, 2021
Instrument	2021071325

Lender

Name	LAKE CITY BANK
Type	Bank
Address	WARSAW, IN 46581

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2005 Shell Bark Ln was $2,887 with a homeowner's exemption, down 7% from the year before.

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Wayne Township
Municipality	Warsaw City
Unified School District	Warsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,887.00 (-6.99%) Homeowner's exemption	$309,300 (+3.1%) Land $62,700 Building $246,600	$309,300 (+3.1%) Land $62,700 Building $246,600
2024	$3,104.00 (+4.97%) Homeowner's exemption	$300,000 (+8.66%) Land $61,300 Building $238,700	$300,000 (+8.66%) Land $61,300 Building $238,700
2023	$2,957.00 (+8.67%)	$276,100 (+8.92%) Land $53,000 Building $223,100	$276,100 (+8.92%) Land $53,000 Building $223,100
2022	$2,721.00 Homeowner's exemption	$253,500 Land $48,100 Building $205,400	$253,500 Land $48,100 Building $205,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2005 Shell Bark Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2005 Shell Bark Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WARSAW private · serves 13,835 people · EPA ID IN5243030
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Kosciusko Connect Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

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