2015 Pearl St, Middletown, OH 45044 Property Records

Butler County property record for 2015 Pearl St, Middletown, OH 45044

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 694 sqft · built 1924
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on Record
Last Sale$18,000 (Oct 2015)
Tax Bill$428 (2025)
Deeds & MortgagesDec 2025 Mortgage
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNQ6542-039-000-198

Property Details

APN / Parcel Number

Primary APNQ6542-039-000-198
Alternative APNs
  • 0003100
  • 59365
  • 59827

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area694 sqft Living Area
1st Floor Area624 sqft

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Architectural StyleBungalow
Exterior MaterialWood
Lot Area2,614 sqft (0.06 acres)
Lot Dimensions63 ft deep x 40 ft wide
View / LotNeighborhood / Spot
Garage TypeDetached
Garage Area231 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area126 sqft
Shed1 Shed
Shed Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2015 PEARL ST
CityMIDDLETOWN
StateOH
Zip45044-5924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeINFL
Legal Description6644 W 79
Legal SubdivisionMIDDLETOWN
Legal Lot Number6644
JurisdictionBUTLER OH
Township / Civil DivisionMIDDLETOWN
Census Block Group2
Census Block2017
Census Tract14100

Owner

Source: Butler County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2015 PEARL ST, MIDDLETOWN, OH 45044-5924
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 3, 2020Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 14, 2015 · Amount on Record
Deed SaleOct 14, 2015 · Amount on Record
Prior SaleJan 23, 2014 · Amount on Record
Deed Document Number201541151
Deed Book / Page8840 / 510
Prior Transfer DateDec 14, 2007
Prior Transfer Doc0000001188
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTLER OH
Property Address2015 PEARL ST, MIDDLETOWN, OH 45044-5924
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2015 PEARL ST, MIDDLETOWN, OH 45044-5924

Mortgage

Document Number0000042737
DateDec 5, 2025
Book Page10296/574
Instrument2025-00042737
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2055

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUTLER OH
Recording DateNov 3, 2020
Property Address2015 PEARL ST, MIDDLETOWN, OH 45044-5924
Document Number0000051907
Book / Page9537 / 1093
Instrument DateOct 25, 2020
Instrument2020-00051907
Transaction TypeTransfer
Record UpdatedFeb 14, 2022
Title CompanyPRODIGY TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095371096
DateNov 3, 2020
Instrument9537/1096
Lender
NameFIFTH THIRD BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Butler County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateOhio
CountyButler County
MunicipalityMiddletown City
Unified School DistrictMiddletown City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$428.00 (-53.78%) Disabled Person's exemption$18,040 (-) Land $3,360 Building $14,680$51,540 (-) Land $9,590 Building $41,950
2023$926.00 (+81.93%)$18,040 (+68.6%) Land $3,360 Building $14,680$51,540 (+68.71%) Land $9,590 Building $41,950
2022$509.00$10,700 Land $3,360 Building $7,340
2020$30,550 Land $9,590 Building $20,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLETOWN CITY PWS
serves 51,229 people · EPA ID OH0901712
Water SourceGroundwater
Last State InspectionOct 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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