Cabarrus County property record for 2015 Monterosa Rd, Concord, NC 28025
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,866 sqft · built 1980 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $445,000 (Feb 2023) |
| Tax Bill | $1,643 (2023) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5515 98 8817 |
| Primary APN | 5515 98 8817 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,866 sqft Living Area |
| Gross Area | 2,592 sqft |
| 1st Floor Area | 1,239 sqft |
| Upper Floors Area | 494 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Lot Width | 177 ft Width |
| Garage Type | Detached - Finished |
| Garage Area | 576 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 750 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 18 sqft |
| Deck Area | 132 sqft |
| Patio Area | 76 sqft |
| Shed | 1 Shed |
| Shed Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 122858 |
|---|---|
| Street Address | 2015 MONTEROSA RD |
| City | CONCORD |
| State | NC |
| Zip | 28025-9182 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | CR |
| Legal Description | LT 14 MONTEROSA BLK A |
| Legal Subdivision | MONTEROSA |
| Legal Block | A |
| Legal Lot Number | 14 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 1, HARRISBURG |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 41507 |
2015 Monterosa Rd, a rural home, is owned and occupied by two individuals who bought it in February 2023.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2015 MONTEROSA RD, CONCORD, NC 28025-9182 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2023 · Amount on File |
| Deed Sale | Feb 10, 2023 · Amount on File |
| Prior Sale | Sep 19, 2006 · Amount on File |
| Deed Document Number | 20232542 |
| Deed Book / Page | 16369 / 3 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Feb 10, 2023 |
| Property Address | 2015 MONTEROSA RD, CONCORD, NC 28025-9182 |
| Document Number | 0000163693 |
| Book / Page | 16369 / 3 |
| Map Reference | MB 17 PG 72 |
| Instrument Date | Feb 10, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $890.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2023 MONTEROSA RD, CONCORD, NC 28025-9182 |
| Name | Verified Name |
|---|---|
| Address | 2015 MONTEROSA RD, CONCORD, NC 28025-9182 |
| Document Number | 0163690006 |
|---|---|
| Date | Feb 10, 2023 |
| Instrument | 16369-0006 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $403,020 Land $96,310 Building $306,710 | ||
| 2024 | $403,020 (+118.26%) Land $96,310 Building $306,710 | ||
| 2023 | $1,643.00 | $184,650 Land $59,980 Building $124,670 | $184,650 Land $59,980 Building $124,670 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2015 Monterosa Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2015 Monterosa Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Verizon, Windstream.
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