2009 Monterosa Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 2009 Monterosa Rd, Concord, NC 28025

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 2,564 sqft · built 1988
Lot Size	2.93 acres (127,631 sqft)
Owner	2 Individual Names on File
Last Sale	$314,500 (Oct 2020)
Tax Bill	$2,809 (2023)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5515 98 7667`

Property Details

APN / Parcel Number

Primary APN	`5515 98 7667`
Alternative APNs	`01029 0051.000000` `133716`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,564 sqft Living Area
Gross Area	4,609 sqft
1st Floor Area	1,493 sqft
Upper Floors Area	1,071 sqft
Basement Area	1,479 sqft
Unfinished Basement	1,479 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2008
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	127,631 sqft (2.93 acres)
Lot Width	137 ft Width
Driveway	Asphalt Driveway
Driveway Area	250 sqft

Exterior Amenities

Porch	Patio
Porch Area	216 sqft
Deck Area	350 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	133716
Street Address	2009 MONTEROSA RD
City	CONCORD
State	NC
Zip	28025-9182
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	CR
Legal Description	LT 13 MONTEROSA
Legal Subdivision	MONTEROSA
Legal Lot Number	13
Jurisdiction	CABARRUS NC
Township / Civil Division	1, HARRISBURG
Census Block Group	1
Census Block	1020
Census Tract	41507

Owner

2009 Monterosa Rd, a rural home, is owned and occupied by two individuals who bought it in October 2020.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2009 MONTEROSA RD, CONCORD, NC 28025-9182
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2020 · Amount on File
Deed Sale	Oct 22, 2020 · Amount on File
Prior Sale	Dec 1, 1994 · Amount on File
Deed Book / Page	14603 / 93
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 22, 2020
Property Address	2009 MONTEROSA RD, CONCORD, NC 28025-9182
Document Number	0001460393
Book / Page	14603 / 93
Map Reference	MB 17 PG 72
Instrument Date	Oct 21, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$629.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	135 COVINGTON DR, 135, SPINDALE, NC 28160-1105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 MONTEROSA RD, CONCORD, NC 28025-9182

Mortgage

Document Number	0001460395
Date	Oct 22, 2020
Instrument	14603/95

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$489,060 Land $117,880 Building $371,180
2024			$489,060 (+54.96%) Land $117,880 Building $371,180
2023	$2,809.00	$315,600 Land $73,260 Building $242,340	$315,600 Land $73,260 Building $242,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2009 Monterosa Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2009 Monterosa Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
Windstream DSL	25 / 3

May also be available: Spectrum, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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