Schenectady County and Rotterdam Town property record for 2015 Ferguson St, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,296 sqft · built 1941 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Sep 2026) |
| Tax Bill | $6,122 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.13-3-24 |
| Primary APN | 422800 59.13-3-24 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Upper Floors Area | 432 sqft |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 125 ft deep x 57 ft wide |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 200 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2015 FERGUSON ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-4124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | S R,G MANAS #2 2.-179-14 |
| Legal Block | 3 |
| Legal Lot Number | 24.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 32902 |
2015 Ferguson St is owned and occupied by an individual who bought it in September 2026.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 LIBERTY WAY, CLIFTON PARK, NY 12065-6780 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2026 | Warranty Deed, Transfer · Conventional Mortgage TRUSTCO BANK |
| May 5, 2023 | Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2026 · Amount on File |
| Deed Sale | Sep 8, 2026 · Amount on File |
| Prior Sale | May 5, 2023 · Amount on File |
| Deed Document Number | 202619856 |
| Deed Book / Page | 2179 / 97 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 8, 2026 |
| Property Address | 2015 FERGUSON ST, SCHENECTADY, NY 12303-4124 |
| Document Number | 0000019856 |
| Book / Page | 2179 / 97 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 202619856 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $127,260.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 LIBERTY WAY, CLIFTON PARK, NY 12065-6780 |
| Document Number | 0000019857, |
|---|---|
| Date | Sep 8, 2026 |
| Instrument | 202619857 |
| Name | TRUSTCO BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 3, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 5, 2023 |
| Property Address | 2015 FERGUSON ST, SCHENECTADY, NY 12303-4124 |
| Document Number | 0000026173 |
| Book / Page | 2107 / 338 |
| Instrument Date | Apr 21, 2023 |
| Instrument | 202326173 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Title Company | LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,104.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1739 ALTAMONT AVE, SCHENECTADY, NY 12303-2105 |
| Name | Verified Name |
|---|---|
| Address | 400 CHADWICK RD, DELANSON, NY 12053-3223 |
| Document Number | 0000026174 |
|---|---|
| Date | May 5, 2023 |
| Instrument | 202326174 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
The 2026 property tax bill for 2015 Ferguson St was $6,122 with a veteran's exemption, up 2% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,122.00 (+2.03%) Veteran's exemption | ||
| 2025 | $6,000.00 | $167,400 Land $7,200 Building $160,200 | $257,500 Land $11,075 Building $246,425 |
| 2023 | $167,400 Land $7,200 Building $160,200 | $220,263 Land $9,474 Building $210,789 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2015 Ferguson St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2015 Ferguson St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures