Schenectady County and Rotterdam Town property record for 2003 Ferguson St, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,254 sqft · built 1950 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $152,000 (Dec 2009) |
| Tax Bill | $4,801 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Dec 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.13-3-22 |
| Primary APN | 422800 59.13-3-22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,254 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Upper Floors Area | 390 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 50 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2003 FERGUSON ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-4124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G MANAS #2-Q 2.-179-12 |
| Legal Subdivision | MARTIN HAM |
| Legal Block | 3 |
| Legal Lot Number | 22.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 32902 |
Source: Schenectady County and Rotterdam Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2003 FERGUSON ST, SCHENECTADY, NY 12303-4124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Dec 15, 2021 | Declaration, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2009 · Amount on Record |
| Deed Sale | Dec 29, 2009 · Amount on Record |
| Prior Sale | May 29, 2002 · Amount on Record |
| Deed Document Number | 200953904 |
| Deed Book / Page | 1813 / 419 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 2003 FERGUSON ST, SCHENECTADY, NY 12303-4124 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2003 FERGUSON ST, SCHENECTADY, NY 12303-4124 |
| Document Number | 0000051691 |
|---|---|
| Date | Sep 28, 2022 |
| Book Page | 5260/275 |
| Instrument | 202251691 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Declaration |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 15, 2021 |
| Property Address | 2003 FERGUSON ST, SCHENECTADY, NY 12303-4124 |
| Document Number | 0000063344 |
| Book / Page | 2073 / 807 |
| Map Reference | CAB C-209 |
| Instrument Date | Nov 14, 2021 |
| Instrument | 202163344 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 1400 ARROWHEAD DR N1141, 1400, SCHENECTADY, NY 12302 |
| Name | Verified Name |
|---|---|
| Address | 2003 FERGUSON ST, SCHENECTADY, NY 12303-4124 |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,801.00 | $131,000 (-) Land $7,700 Building $123,300 | $201,500 (+16.88%) Land $11,844 Building $189,656 |
| 2023 | $131,000 Land $7,700 Building $123,300 | $172,400 Land $10,133 Building $162,267 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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