2015 Elmfork Rd, Nicholasville, KY 40356 Property Records

Jessamine County property record for 2015 Elmfork Rd, Nicholasville, KY 40356

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,460 sqft
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,325 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`073-00-00-052.00`

Property Details

APN / Parcel Number

Primary APN	`073-00-00-052.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,460 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Foundation Type	Block
Lot Area	87,120 sqft

Location & Zoning

Street Address	2015 ELMFORK RD
City	NICHOLASVILLE
State	KY
Zip	40356-9619
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	JESSAMINE KY
Township / Civil Division	NICHOLASVILLE
Census Block Group	2
Census Block	2013
Census Tract	60300

Owner

Source: Jessamine County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2015 ELMFORK RD, NICHOLASVILLE, KY 40356-9619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 20, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	0000386273
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Recording Date	May 29, 2026
Property Address	2015 ELMFORK RD, NICHOLASVILLE, KY 40356-9619
Document Number	0000570936
Book / Page	1643 / 56
Instrument Date	May 19, 2026
Instrument	2026570936
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 ELMFORK RD, NICHOLASVILLE, KY 40356-9619

Mortgage

Document Number	0000570936,
Date	May 29, 2026
Book Page	1643/56
Instrument	2026570936

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	2015 ELMFORK RD, NICHOLASVILLE, KY 40356-9619
Document Number	0000353853
Book / Page	001285 / 000396
Instrument Date	Apr 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 1, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2015 ELMFORK RD NICHOLASVILLE KY 403569619, NICHOLASVILLE, KY 40356-9619

Mortgage

Document Number	0000353853
Date	May 9, 2017
Book Page	001285/000396
Instrument	353853

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2047

Tax Assessment & Valuation

Source: Jessamine County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Jessamine County
Unified School District	Jessamine County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,325.00 (+33.7%)	$164,700 (+22%) Land $30,500 Building $134,200	$164,700 (+22%) Land $30,500 Building $134,200
2023	$991.00	$135,000 Land $25,000 Building $110,000	$135,000 Land $25,000 Building $110,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JESSAMINE S ELKHORN WATER DIST serves 8,826 people · EPA ID KY0570249
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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