Jessamine County property record for 1985 Elmfork Rd, Nicholasville, KY 40356
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,588 sqft |
| Lot Size | 9 acres (392,040 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $235,000 (Nov 2009) |
| Tax Bill | $3,005 (2025) |
| Deeds & Mortgages | Nov 2018 Line of Credit |
| Flood Zone | Zone A (high risk) |
| APN | 073-00-00-051.00 |
| Primary APN | 073-00-00-051.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,588 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Logs |
|---|---|
| Foundation Type | Stone |
| Lot Area | 392,040 sqft |
| Garage Type | Detached |
| Heating Fuel | Electric |
|---|
| Street Address | 1985 ELMFORK RD |
|---|---|
| City | NICHOLASVILLE |
| State | KY |
| Zip | 40356-9676 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD:DON AND DEBBIE LUNSFORD PROPERTY |
| Legal Subdivision | DON AND DEBBIE LUNSFORD PROPERTY |
| Jurisdiction | JESSAMINE KY |
| Township / Civil Division | NICHOLASVILLE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 60300 |
Source: Jessamine County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1985 ELMFORK RD, NICHOLASVILLE, KY 40356-9676 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2009 · Amount on Record |
| Deed Sale | Nov 17, 2009 · Amount on Record |
| Prior Sale | Aug 25, 2005 · Amount on Record |
| Deed Document Number | 247542 |
| Deed Book / Page | D629 / 384 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 1985 ELMFORK RD, NICHOLASVILLE, KY 40356-9676 |
| Document Number | 0000371619 |
| Instrument Date | Nov 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1985 ELMFORK RD NICHOLASVILLE KY 403569676, NICHOLASVILLE, KY 40356-9676 |
| Document Number | 0000371619 |
|---|---|
| Date | Dec 12, 2018 |
| Book Page | 001351/000316 |
| Instrument | 371619 |
| Name | CITIZENS COMMERCE I |
|---|---|
| Address | NICHOLASVILLE, KY 40356 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 11, 2028 |
| Rate Type | Adjustable Rate |
|---|
Source: Jessamine County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Jessamine County |
| Unified School District | Jessamine County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,005.00 (+5.44%) Homeowner's exemption | $311,100 (+22%) Land $73,200 Building $237,900 | $311,100 (+22%) Land $73,200 Building $237,900 |
| 2023 | $2,850.00 | $255,000 Land $60,000 Building $195,000 | $255,000 Land $60,000 Building $195,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JESSAMINE S ELKHORN WATER DIST serves 8,826 people · EPA ID KY0570249 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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