2014 Upton Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 2014 Upton Ave, Waterloo, IA 50701 · Last verified August 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1976
Square Footage	1,504 sqft Total Area
Lot Size	11,772 sqft (0.27 acres)
Occupancy	Owner Occupied
Last Sale	$205,000 (2024)
Tax Bill	$3,624.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-21-180-007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	10 Rooms
Building Area	1,504 sqft Total Area
1st Floor	1,504 sqft 1st Floor
Basement Area	1,504 sqft Basement
Finished Basement	275 sqft Finished
Unfinished Basement	1,504 sqft Unfinished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Duplex Single Style
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	11,772 sqft (0.27 acres)
Depth X Width	85 ft x 138 ft Depth x Width
Patio Area	32 sqft Patio
Porch Area	32 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2014 UPTON AVE
City	WATERLOO
State	IA
Zip	50701-1717
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Description	H RAY HUGHES ADDITION LOT 1
Legal Range	13W
Legal Township	89N
Legal Section	21
Legal Subdivision	H RAY HUGHES ADDITION
Legal Lot Number	1
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	3
Census Block	3022
Census Tract	1503

Owner

Source: Black Hawk County records · APN 8913-21-180-007

Assessment roll updated October 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2014 UPTON AVE, WATERLOO, IA 50701-1717
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 02, 2024 · Amount on Record
Deed Sale	Nov 02, 2024 · Amount on Record
Prior Sale	Nov 02, 2023 · Amount on Record
Deed Doc Number	20245928
Record Refreshed	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 02, 2023
Property Address	2014 UPTON AVE, WATERLOO, IA 50701-1717
Document Number	202400005928
Instrument Date	Oct 27, 2023
Instrument	202400005928
Transaction Type	Transfer
Record Updated	Nov 20, 2023
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$327.20
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	2010 UPTON AVE # 2014, 2014, WATERLOO, IA 50701-1717

Mortgage

Document Number	202400005929
Date	Nov 02, 2023
Instrument	202400005929

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2053

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,624.00 Homeowner's exemption	$197,580 (+11.8%) Land $30,990 Building $166,590	$197,580 (+11.8%) Land $30,990 Building $166,590
2024	$3,624.00 (+15.41%)
2023		$176,720 (+23.59%) Land $30,990 Building $145,730	$176,720 (+23.59%) Land $30,990 Building $145,730
2022	$3,140.00	$142,990 Land $30,990 Building $112,000
2021			$142,990 Land $30,990 Building $112,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.