2009 Upton Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 2009 Upton Ave, Waterloo, IA 50701 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,040 sqft · built 1974
Lot Size0.192 acres (8,375 sqft)
OwnerIndividual Name on File
Last Sale$125,500 (Sep 2014)
Tax Bill$3,112 (2025)
Deeds & MortgagesApr 2020 Second Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN8913-21-326-004

Property Details

APN / Parcel Number

Primary APN8913-21-326-004

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
1st Floor Area1,040 sqft
Basement Area1,040 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,375 sqft (0.192 acres)
Lot Dimensions125 ft deep x 67 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Deck Area192 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2009 UPTON AVE
CityWATERLOO
StateIA
Zip50701-1716
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCARRIAGE HILL LOT 2
Legal Range13W
Legal Township89N
Legal Section21
Legal SubdivisionCARRIAGE HILL
Legal Lot Number2
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group3
Census Block3019
Census Tract1503

Owner

Source: Black Hawk County records · APN 8913-21-326-004

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2009 UPTON AVE, WATERLOO, IA 50701-1716
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 09, 2020Deed of Trust, Mortgage · Stand-Alone Second Mortgage
GREENSTATE CU
Apr 09, 2020Deed of Trust, Mortgage · Conventional Mortgage
GREENSTATE CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 25, 2014 · Amount on Record
Deed SaleSep 25, 2014 · Amount on Record
Prior SaleJan 15, 2007 · Amount on Record
Deed Document Number2014201500005418
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address2009 UPTON AVE, WATERLOO, IA 50701-1716
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000017455
DateApr 09, 2020
Instrument202000017455
Lender
NameGREENSTATE CU
TypeCredit Union
AddressNORTH LIBERTY, IA 52317
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueApr 05, 2035

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address2009 UPTON AVE, WATERLOO, IA 50701-1716
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000017454
DateApr 09, 2020
Instrument202000017454
Lender
NameGREENSTATE CU
TypeCredit Union
AddressNORTH LIBERTY, IA 52317
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2035

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,112.00 Homeowner's exemption$153,380 (-0.21%) Land $21,120 Building $132,260$153,380 (-0.21%) Land $21,120 Building $132,260
2024$3,112.00 (+27.44%)
2023$153,710 (+28%) Land $21,120 Building $132,590$153,710 (+28%) Land $21,120 Building $132,590
2022$2,442.00 Homeowner's exemption$120,090 Land $21,120 Building $98,970
2021$120,090 Land $21,120 Building $98,970

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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