2014 Terrace Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 2014 Terrace Dr, Cedar Falls, IA 50613

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,328 sqft · built 1996
Lot Size	0.227 acres (9,906 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Feb 2024)
Tax Bill	$4,072 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-19-201-032`

Property Details

APN / Parcel Number

Primary APN	`8913-19-201-032`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,328 sqft Living Area
1st Floor Area	1,328 sqft
Basement Area	1,328 sqft
Finished Basement	900 sqft
Unfinished Basement	1,328 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Townhouse
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,906 sqft (0.227 acres)
Lot Dimensions	152 ft deep x 26 ft wide
Garage Type	Attached
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2014 TERRACE DR
City	CEDAR FALLS
State	IA
Zip	50613-5800
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	TERRACE OAKS ADDITION LOT 2 EXC THAT PART DESC AS FOL: BEG AT SE COR SAID LOT TH S 88 DEG 15 MIN 30 SEC W 102.08 FT TO SW COR
Legal Range	13W
Legal Township	89N
Legal Section	19
Legal Subdivision	TERRACE OAKS ADDITION
Legal Lot Number	2
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	4
Census Block	4013
Census Tract	2400

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2014 TERRACE DR, CEDAR FALLS, IA 50613-5800
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2024 · Amount on Record
Deed Sale	Feb 5, 2024 · Amount on Record
Deed Document Number	20249652
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 5, 2024
Property Address	2014 TERRACE DR, CEDAR FALLS, IA 50613-5800
Document Number	202400009652
Map Reference	SURVEY 324 MISC 529
Instrument Date	Jan 29, 2024
Instrument	202400009652
Transaction Type	Transfer
Record Updated	Feb 23, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$431.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2014 TERRACE DR, CEDAR FALLS, IA 50613-5800

Mortgage

Document Number	202400009653
Date	Feb 5, 2024
Instrument	202400009653

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

Mortgage

Document Number	202400009653
Date	Feb 5, 2024
Instrument	202400009653

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	2355 LANDON RD, NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,072.00 (+3.72%) Homeowner's exemption	$296,780 (+10.8%) Land $29,470 Building $267,310	$296,780 (+10.8%) Land $29,470 Building $267,310
2024	$3,926.00 (+0.82%)
2023		$267,860 (+21.88%) Land $29,470 Building $238,390	$267,860 (+21.88%) Land $29,470 Building $238,390
2022	$3,894.00 Homeowner's exemption	$219,780 Land $29,470 Building $190,310
2021			$219,780 Land $29,470 Building $190,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jun 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, T-Mobile.

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