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2013 Terrace Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 2013 Terrace Dr, Cedar Falls, IA 50613

Property Summary

Property TypeTownhouse
Details2 bd · 2.5 ba · 1,248 sqft · built 1997
Lot Size0.244 acres (10,637 sqft)
Owner2 Individual Names on Record
Last Sale$250,000 (Aug 2024)
Tax Bill$4,214 (2025)
Deeds & MortgagesJun 2026 Transfer
Flood ZoneZone X (minimal risk)
APN8913-19-201-038

Property Details

APN / Parcel Number

Primary APN8913-19-201-038

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,248 sqft Living Area
1st Floor Area1,248 sqft
Basement Area1,248 sqft
Finished Basement950 sqft
Unfinished Basement1,248 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleTownhouse
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,637 sqft (0.244 acres)
Lot Dimensions185 ft deep x 39 ft wide
Garage TypeAttached
Garage Area486 sqft
Parking Spaces2 Parking Spaces
Deck Area140 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2013 TERRACE DR
CityCEDAR FALLS
StateIA
Zip50613-5876
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionTERRACE OAKS ADDITION LOT 5 EXC THAT PART DESC AS FOL: BEG AT SE COR SAID LOT 5 TH S 77 DEG 35 MIN 52 SEC W 152.73 FT ALONG
Legal Range13W
Legal Township89N
Legal Section19
Legal SubdivisionTERRACE OAKS ADDITION
Legal Lot Number5
JurisdictionBLACK HAWK IA
Township / Civil DivisionCEDAR FALLS
Census Block Group4
Census Block4013
Census Tract2400

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2013 TERRACE DR, CEDAR FALLS, IA 50613-5876
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2024 · Amount on Record
Deed SaleAug 2, 2024 · Amount on Record
Deed Document Number202418174
Last Transfer DateJun 3, 2026
Transfer Doc0000008337
Record UpdatedOct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBLACK HAWK IA
Recording DateJun 8, 2026
Property Address2013 TERRACE DR, CEDAR FALLS, IA 50613-5876
Document Number0000008337
Instrument DateJun 3, 2026
Instrument20268337
Transaction TypeTransfer
Record UpdatedAug 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address2013 TERRACE DR, CEDAR FALLS, IA 50613-5876

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityCedar Falls City
Unified School DistrictCedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,214.00 (+19.65%) Homeowner's exemption$280,790 (+11.77%) Land $30,490 Building $250,300$280,790 (+11.77%) Land $30,490 Building $250,300
2024$3,522.00 (-2.81%)
2023$251,230 (+20.43%) Land $30,490 Building $220,740$251,230 (+20.43%) Land $30,490 Building $220,740
2022$3,624.00 Homeowner's exemption$208,610 Land $30,490 Building $178,120
2021$208,610 Land $30,490 Building $178,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1980)
Most Recent ClaimJun 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR FALLS MUNICIPAL WATER UTILITIES
serves 40,713 people · EPA ID IA0709084
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cedar Falls Utilities
Fiber		10,000 / 10,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: GigFire, Nextlink, T-Mobile.

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