2014 Grafton Rd, Elyria, OH 44035 Property Records

Lorain County property record for 2014 Grafton Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,044 sqft · built 1940
Lot Size	1.65 acres (71,874 sqft)
Owner	Individual Name on Record
Tax Bill	$2,427 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Mar 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-00-006-108-012`

Property Details

APN / Parcel Number

Primary APN	`10-00-006-108-012`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,044 sqft Living Area
1st Floor Area	768 sqft
2nd Floor Area	184 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	71,874 sqft (1.65 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	144 sqft
Pole Barn	1,215 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2014 GRAFTON RD
City	ELYRIA
State	OH
Zip	44035-8320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMB FROM -007 & -008
Legal Subdivision	CALISLE
Legal Block	108
Jurisdiction	LORAIN OH
Township / Civil Division	CARLISLE
Census Block Group	1
Census Block	1020
Census Tract	71300

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2014 GRAFTON RD, ELYRIA, OH 44035-8320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Mar 15, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jul 26, 2018	Quit Claim Deed, Transfer HBI TITLE SERVICES INC, HBI TITLE SVCS INC
Jun 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Jan 31, 1997 · Amount on Record
Last Transfer Date	Jul 26, 2018
Transfer Doc	0000681247
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	2014 GRAFTON RD, ELYRIA, OH 44035-8320
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000807422
Date	Mar 15, 2021
Instrument	2021-0807422

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	2014 GRAFTON RD, ELYRIA, OH 44035-8320
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210807422
Date	Mar 15, 2021
Instrument	2021-0807422

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 26, 2018
Property Address	2014 GRAFTON RD, ELYRIA, OH 44035-8320
Document Number	0000681247
Instrument Date	Jun 25, 2018
Instrument	681247
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	HBI TITLE SERVICES INC, HBI TITLE SVCS INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2014 GRAFTON RD ELYRIA OH 440358320, ELYRIA, OH 44035-8320

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	2014 GRAFTON RD, ELYRIA, OH 44035-8320
Document Number	0000681248
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Aug 8, 2018
Title Company	HBI TITLE SERVICES INC, HBI TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2014 GRAFTON RD ELYRIA OH 440358320, ELYRIA, OH 44035-8320

Mortgage

Document Number	0000681248
Date	Jul 26, 2018
Instrument	681248

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 25, 2033

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,427.00	$55,070 (-0.01%) Land $20,250 Building $34,820	$157,360 (-) Land $57,870 Building $99,490
2024	$2,427.00 (-2.88%)	$55,077 (+9.63%) Land $20,255 Building $34,822	$157,360 (+9.63%) Land $57,870 Building $99,490
2023	$2,499.00 (+0.32%)	$50,239 (%) Land $19,278 Building $30,961	$143,540 (-) Land $55,080 Building $88,460
2022	$2,491.00	$50,240 Land $19,280 Building $30,960
2021			$143,540 Land $55,080 Building $88,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2011–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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