2012 Grafton Rd, Elyria, OH 44035 Property Records

Lorain County property record for 2012 Grafton Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,574 sqft · built 1960
Lot Size	1.17 acres (51,401 sqft)
Owner	Individual Name on Record
Last Sale	$411,000 (Jun 2022)
Tax Bill	$4,501 (2025)
Deeds & Mortgages	Sep 2022 Transfer Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-00-006-108-006`

Property Details

APN / Parcel Number

Primary APN	`10-00-006-108-006`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,574 sqft Living Area
1st Floor Area	1,884 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	51,401 sqft (1.17 acres)
Garage Type	Mixed
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	104 sqft
Deck Area	210 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2012 GRAFTON RD
City	ELYRIA
State	OH
Zip	44035-8320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OL 6
Legal Subdivision	CARLISLE SEC 06
Legal Block	108
Legal Lot Number	6
Jurisdiction	LORAIN OH
Township / Civil Division	CARLISLE
Census Block Group	1
Census Block	1020
Census Tract	71300

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2012 GRAFTON RD, ELYRIA, OH 44035-8320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Transfer on Death Deed, Transfer
Jun 17, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage THIRD FSLA OF CLEVELAND
Nov 25, 2019	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/PA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2022 · Amount on Record
Deed Sale	Jun 17, 2022 · Amount on Record
Deed Document Number	2022003686
Record Updated	Jun 8, 2026

September 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 2, 2022
Property Address	2012 GRAFTON RD, ELYRIA, OH 44035-8320
Document Number	0000890018
Instrument Date	Sep 2, 2022
Instrument	2022-0890018
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2012 GRAFTON RD, ELYRIA, OH 44035-8320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2012 GRAFTON RD, ELYRIA, OH 44035-8320

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 17, 2022
Property Address	2012 GRAFTON RD, ELYRIA, OH 44035-8320
Document Number	0000879979
Instrument Date	Jun 14, 2022
Instrument	2022-0879979
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2012 GRAFTON RD, ELYRIA, OH 44035-8320

Mortgage

Document Number	0000879980
Date	Jun 17, 2022
Instrument	2022-0879980

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2032

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	2012 GRAFTON RD, ELYRIA, OH 44035-8320
Document Number	0000741257
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2012 GRAFTON RD ELYRIA OH 440358320, ELYRIA, OH 44035-8320

Mortgage

Document Number	0000741257
Date	Dec 9, 2019
Instrument	741257

Lender

Name	FIRST NAT'L BK/PA
Type	Bank
Address	WESTLAKE, OH 44145

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 8, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,501.00	$103,780 (+%) Land $18,460 Building $85,320	$296,510 (-) Land $52,750 Building $243,760
2024	$4,501.00 (+16.33%)	$103,779 (+32.05%) Land $18,463 Building $85,316	$296,510 (+32.05%) Land $52,750 Building $243,760
2023	$3,869.00 (+0.34%)	$78,590 (-) Land $17,791 Building $60,799	$224,540 (-) Land $50,830 Building $173,710
2022	$3,856.00	$78,590 Land $17,790 Building $60,800
2021			$224,540 Land $50,830 Building $173,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2011–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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