Bay County property record for 2014 E 8th Ct, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,032 sqft · built 1950 |
| Lot Size | 0.142 acres (6,186 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $148,500 (May 2021) |
| Tax Bill | $1,411 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Jul 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16114-000-000 |
| Primary APN | 16114-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,032 sqft Heated Area |
| Gross Area | 1,114 sqft |
| 1st Floor Area | 1,032 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stucco |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 6,186 sqft (0.142 acres) |
| Lot Dimensions | 111 ft deep x 56 ft wide |
| Porch | Porch |
| Porch Area | 82 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2014 E 8TH CT |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-4630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC04 |
| Legal Description | SHERMAN'S 2ND ADD 105A4 LOT 5 BLK F ORB 4399 P 2020 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 03 |
| Legal Subdivision | SHERMANS |
| Legal Block | F |
| Legal Lot Number | 5 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 1700 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2014 E 8TH CT, PANAMA CITY, FL 32401-4630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage INLANTA MORTGAGE INC |
| Jul 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Nov 29, 2017 | Warranty Deed, Transfer MTI TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 2021 · Amount on Record |
| Deed Sale | May 3, 2021 · Amount on Record |
| Prior Sale | Nov 29, 2017 · Amount on Record |
| Deed Document Number | 2021032757 |
| Deed Book / Page | 4399 / 2020 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | May 3, 2021 |
| Property Address | 2014 E 8TH CT, PANAMA CITY, FL 32401-4630 |
| Document Number | 0043992020 |
| Book / Page | 4399 / 2020 |
| Map Reference | MB 3 PG 11 |
| Instrument Date | Apr 30, 2021 |
| Instrument | 2021032757 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2021 |
| Title Company | SOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TITLE PANAMA CITY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,039.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9303 SONYA CIR, 9303, PANAMA CITY BEACH, FL 32407-4040 |
| Name | Verified Name |
|---|---|
| Address | 2014 E 8TH CT, PANAMA CITY, FL 32401-4630 |
| Document Number | 43992022 |
|---|---|
| Date | May 3, 2021 |
| Instrument | 4399/2022 |
| Name | INLANTA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 2014 E 8TH CT, PANAMA CITY, FL 32401-4630 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0040280210 |
|---|---|
| Date | Jul 16, 2018 |
| Book Page | 4028/0210 |
| Instrument | 2018041970 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Nov 29, 2017 |
| Property Address | 2014 E 8TH CT, PANAMA CITY, FL 32401-4630 |
| Document Number | 0039581959 |
| Book / Page | 003958 / 001959 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 68776 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2017 |
| Title Company | MTI TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $140.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10580 WAKEFIELD ST E EL MIRAGE CA 923014855, EL MIRAGE, CA 92301-4855 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,411.00 (-14.64%) Homeowner's exemption | $131,431 (+4.09%) | $137,851 (+9.18%) Land $16,198 Building $121,653 |
| 2023 | $1,653.00 (+10.72%) Homeowner's exemption | $126,262 (+2.34%) Land $10,964 Building $115,298 | $126,262 (+2.34%) Land $10,964 Building $115,298 |
| 2022 | $1,493.00 Homeowner's exemption | $123,370 Land $10,217 Building $113,153 | $123,370 Land $10,217 Building $113,153 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 16 (1999–2024) |
| Claims Outside the SFHA | 12 of 16 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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