Bay County property record for 2002 E 8th Ct, Panama City, FL 32401
| Property Type | Residential Vacant Land |
|---|---|
| Details | 3 bd · 1 ba · 1,158 sqft · built 1955 |
| Lot Size | 0.142 acres (6,186 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $40,000 (Jun 2018) |
| Tax Bill | $225 (2025) |
| Deeds & Mortgages | Jul 2019 Loan Modification Feb 2019 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16112-010-000 |
| Primary APN | 16112-010-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,158 sqft |
| 1st Floor Area | 1,158 sqft |
| Year Built | Built 1955 |
|---|---|
| Exterior Material | Vinyl |
| Lot Area | 6,186 sqft (0.142 acres) |
| Lot Dimensions | 111 ft deep x 56 ft wide |
| Porch | Porch |
| Porch Area | 170 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2002 E 8TH CT |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-4630 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | PC04 |
| Legal Description | SHERMAN'S 2ND ADD 105A4 LOT 2 BLK F ORB 4021 P 1843 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 03 |
| Legal Subdivision | SHERMANS |
| Legal Block | F |
| Legal Lot Number | 2 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 1700 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 257 SANDY CAY DR, MIRAMAR BEACH, FL 32550-8261 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2019 | Loan Modification, Mortgage US SMALL BUSN ADMN |
| Feb 28, 2019 | Loan Modification, Mortgage US SMALL BUSN ADMN |
| Nov 1, 2018 | Deed of Trust, Mortgage US SMALL BUSN ADMN |
| Jun 26, 2018 | Warranty Deed, Transfer MTI TITLE INSURANCE AGENCY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2018 · Amount on Record |
| Deed Sale | Jun 26, 2018 · Amount on Record |
| Deed Document Number | 2018037939 |
| Deed Book / Page | 4021 / 1843 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 2002 E 8TH CT, PANAMA CITY, FL 32401-4630 |
| Document Number | 0041470360 |
| Instrument Date | Jul 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 179 CHASE RUN MIRAMAR BEACH FL 325503988, MIRAMAR BEACH, FL 32550-3988 |
| Document Number | 0041470360 |
|---|---|
| Date | Jul 22, 2019 |
| Book Page | 004147/000360 |
| Instrument | 66097 |
| Name | US SMALL BUSN ADMN |
|---|---|
| Address | BIRMINGHAM, AL 35203 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 21, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 2002 E 8TH CT, PANAMA CITY, FL 32401-4630 |
| Document Number | 0040980564 |
| Instrument Date | Feb 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 981 HIGHWAY 98 E #3 DESTIN FL 325412525, 3, DESTIN, FL 32541-2525 |
| Document Number | 0040980564 |
|---|---|
| Date | Mar 7, 2019 |
| Book Page | 004098/000564 |
| Instrument | 24968 |
| Name | US SMALL BUSN ADMN |
|---|---|
| Address | 2 20TH ST N # 320, BIRMINGHAM, AL 35203-4002 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 6, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 2002 E 8TH CT, PANAMA CITY, FL 32401-4630 |
| Document Number | 0040811497 |
| Instrument Date | Nov 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2019 |
| Name | Verified Name |
|---|---|
| Address | 981 HIGHWAY 98 E #3 DESTIN FL 325412525, 3, DESTIN, FL 32541-2525 |
| Document Number | 0040811497 |
|---|---|
| Date | Jan 23, 2019 |
| Book Page | 004081/001497 |
| Instrument | 8313 |
| Name | US SMALL BUSN ADMN |
|---|---|
| Address | BIRMINGHAM, AL 35203 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 22, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jun 26, 2018 |
| Property Address | 2002 E 8TH CT, PANAMA CITY, FL 32401-4630 |
| Document Number | 0040211843 |
| Book / Page | 004021 / 001843 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 37939 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2018 |
| Title Company | MTI TITLE INSURANCE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $280.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 257 SANDY CAY DR DESTIN FL 325508261, DESTIN, FL 32550-8261 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $225.00 (-39.68%) | $16,198 (+47.74%) Land $16,198 | $16,198 (+47.74%) Land $16,198 |
| 2023 | $373.00 (+3.61%) | $10,964 (+7.31%) Land $10,964 | $10,964 (+7.31%) Land $10,964 |
| 2022 | $360.00 | $10,217 Land $10,217 | $10,217 Land $10,217 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 16 (1999–2024) |
| Claims Outside the SFHA | 12 of 16 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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