20132 N Main St, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20132 N Main St, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,777 sqft · built 1906
Lot Size	0.244 acres (10,653 sqft)
Owner	Company Name on File
Last Sale	$525,000 (Jul 2023)
Tax Bill	$1,438 (2023)
Deeds & Mortgages	Jan 2024 Line of Credit Jun 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`007-061-17`

Property Details

APN / Parcel Number

Primary APN	`007-061-17`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,777 sqft Heated Area
Gross Area	2,238 sqft
1st Floor Area	1,774 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1906
Architectural Style	Other
Exterior Material	Composition/Composite
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,653 sqft (0.244 acres)
Porch	Porch
Porch Area	464 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	007-061-17
Street Address	20132 N MAIN ST
City	CORNELIUS
State	NC
Zip	28031-8518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NMX
Legal Description	L6 M6-559
Legal Subdivision	CORNELIUS COTTON MILLS
Legal Lot Number	6
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	1
Census Block	1001
Census Tract	6409

Owner

20132 N Main St is owned by a company that bought it in July 2023 and is owner-occupied.

Source: Mecklenburg County records, as of August 10, 2023

Owner of Record	Company Name on File
Mailing Address	20132 N MAIN ST, CORNELIUS, NC 28031-8518
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Jun 8, 2022	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Jul 31, 2023	Warranty Deed, Transfer NOT AVAILABLE, INVESTORS TITLE
Apr 8, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2023 · Amount on File
Deed Sale	Jul 31, 2023 · Amount on File
Prior Sale	Apr 8, 2022 · Amount on File
Deed Document Number	2023072514
Deed Book / Page	38283 / 669
Record Updated	Jun 7, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	20132 N MAIN ST, CORNELIUS, NC 28031-8518
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20132 N MAIN ST, CORNELIUS, NC 28031-8518

Mortgage

Document Number	0000003772
Date	Jan 16, 2024
Book Page	38582/789
Instrument	2024003772

Lender

Name	COGENT BANK
Type	Bank
Address	LOCUST, NC 28097

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 5, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	20132 N MAIN ST, CORNELIUS, NC 28031-8518
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	568 JETTON ST, DAVIDSON, NC 28036-9321

Mortgage

Document Number	0000086292
Date	Jun 8, 2022
Book Page	37407/325
Instrument	2022086292

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	CORNELIUS, NC 28031

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 8, 2032

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 31, 2023
Property Address	20132 N MAIN ST, CORNELIUS, NC 28031-8518
Document Number	0000072514
Book / Page	38283 / 669
Map Reference	MB 6 PG 559
Instrument Date	Jul 21, 2023
Instrument	2023072514
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	NOT AVAILABLE, INVESTORS TITLE

Transaction

Amount	Amount on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	716 GREENWAY ST, DAVIDSON, NC 28036-9012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20132 N MAIN ST, CORNELIUS, NC 28031-8518

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 8, 2022
Property Address	20132 N MAIN ST, CORNELIUS, NC 28031-8518
Document Number	0000054494
Book / Page	37233 / 660
Map Reference	MB 6 PG 559
Instrument Date	Apr 1, 2022
Instrument	2022054494
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5561 FIVE KNOLLS DR, CHARLOTTE, NC 28226-3406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1392, CORNELIUS, NC 28031-1392

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,438.00	$169,500 Land $146,400 Building $23,100	$169,500 Land $146,400 Building $23,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20132 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20132 N Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: TDS Telecom.

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