20120 N Main St, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20120 N Main St, Cornelius, NC 28031 · Last verified June 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4 Baths
Year BuiltBuilt 1906
Square Footage2,378 sqft Heated Area
Lot Size7,753 sqft (0.177 acres)
OccupancyOwner Occupied
Last Sale$450,000 (2022)
Tax Bill$3,828.00 (2023)

Property Details

APN / Parcel Number

Primary APN007-061-19

Interior

Bedrooms5 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area2,378 sqft Heated Area
Gross Area1,785 sqft Gross Area
1st Floor1,512 sqft 1st Floor
Stories2 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 1906
Architectural StyleOther Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialAsphalt Roof
Lot Area7,753 sqft (0.177 acres)
Porch1 Porch
Porch Area273 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number007-061-19
Street Address20120 N MAIN ST
CityCORNELIUS
StateNC
Zip28031-8518
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL4 M28-198
Legal SubdivisionCORNELIUS COTTON MILL PROP
Legal Lot Number4
JurisdictionMECKLENBURG NC
Minor Civil Division9, DEWEESE
Census Blockgroup1
Census Block1001
Census Tract6409

Owner

Source: Mecklenburg County records · APN 007-061-19

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address20120 N MAIN ST, CORNELIUS, NC 28031-8518
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 19, 2022Deed of Trust, Mortgage · Building or Construction Mortgage
ANCHOR LOANS INC
Nov 22, 2022Warranty Deed, Transfer · Conventional Mortgage
LATINO COMMUNITY CU
May 03, 2021Deed, Transfer
Dec 21, 2020Grant Deed, Foreclosure
BRANES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 22, 2022 · Amount on Record
Deed SaleNov 22, 2022 · Amount on Record
Prior SaleMay 03, 2021
Deed Doc Number0037790420
Deed Book / Page37790 / 420
Record RefreshedJun 07, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address20120 N MAIN ST, CORNELIUS, NC 28031-8518
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000076971
DateMay 19, 2022
Book Page37356/65
Instrument2022076971
Lender
NameANCHOR LOANS INC
TypeMortgage Company
AddressTHOUSAND OAKS, CA 91362
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateNov 22, 2022
Property Address20120 N MAIN ST, CORNELIUS, NC 28031-8518
Document Number0000157177
Book / Page37790 / 420
Map ReferenceMB 28 PG 198
Instrument DateNov 16, 2022
Instrument2022157177
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$900.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1401 FUNNY CIDE DR, WAXHAW, NC 28173-7262

Transferred To (Grantee/Buyer)

NameVerified Name
Address20120 N MAIN ST, CORNELIUS, NC 28031-8518

Mortgage

Document Number0000157178
DateNov 22, 2022
Instrument2022157178
Lender
NameLATINO COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052
Interest
Rate TypeAdjustable Rate
Rate8%
Type Change DateDec 01, 2027
Change Frequency5 Years
Min Rate At Change5.75%
Max Rate At Change8%
Index5-Year TN
Max Rate12%

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionMECKLENBURG NC
Recording DateMay 03, 2021
Property Address20120 N MAIN ST, CORNELIUS, NC 28031-8518
Document Number0000087845
Book / Page36018 / 975
Map ReferenceMB 28 PG 198
Instrument DateMay 03, 2021
Instrument2021087845
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Notice of Default
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1401 FUNNY CIDE DR, WAXHAW, NC 28173-7262

December 2020: Grant Deed, Foreclosure

Document TypeGrant Deed
JurisdictionMECKLENBURG NC
Recording DateDec 21, 2020
Property Address20120 N MAIN ST, CORNELIUS, NC 28031-8518
Document Number0000217219
Book / Page035462 / 000980
Instrument DateDec 16, 2020
Instrument217219
Transaction TypeForeclosure
Record UpdatedFeb 12, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$176.00
Additional
  • Notice of Default

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1401 FUNNY CIRCLE DR CHARLOTTE NC 28273, CHARLOTTE, NC 28273
InvestorPossibly a Property Investor

Mortgage

Document Number218316
DateDec 21, 2020
Book Page035469/000641
Instrument218316
Lender
NameBRANES LLC
Address2272 BARROWCLIFFE DR NW, CONCORD, NC 28027-3325
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 4,762 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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