20132 Chateau Dr, Saratoga, CA 95070 Property Records

Santa Clara County property record for 20132 Chateau Dr, Saratoga, CA 95070

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,283 sqft · built 1957
Lot Size	0.361 acres (15,732 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Apr 2008)
Tax Bill	$3,467 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`393-10-005`

Property Details

APN / Parcel Number

Primary APN	`393-10-005`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,283 sqft Living Area
Gross Area	2,035 sqft
1st Floor Area	2,035 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	15,732 sqft (0.361 acres)
Lot Dimensions	138 ft deep x 114 ft wide
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	20132 CHATEAU DR
City	SARATOGA
State	CA
Zip	95070-4310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R112
Legal Description	TRACT 1489 ARGONAUT PLACE BOOK 59 PAGE 30 PAGE 31 LOT 155
Legal Subdivision	ARGONAUT PLACE
Legal Tract	1489
Legal Lot Number	155
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3012
Census Tract	507500

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20132 CHATEAU DR, SARATOGA, CA 95070-4310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Line of Credit MIRASTAR FCU
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 19, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2008 · Amount on Record
Deed Sale	Apr 10, 2008 · Amount on Record
Prior Sale	Apr 26, 2004 · Amount on Record
Deed Document Number	200819809167
Prior Transfer Date	Oct 1, 1997
Prior Transfer Doc	0013891756
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20132 CHATEAU DR, SARATOGA, CA 95070-4310
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20132 CHATEAU DR, SARATOGA, CA 95070-4310

Mortgage

Document Number	0025922640
Date	Dec 23, 2025
Instrument	25922640

Lender

Name	MIRASTAR FCU
Type	Credit Union
Address	PO BOX 11024, SAN JOSE, CA 95103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 22, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20132 CHATEAU DR, SARATOGA, CA 95070-4310
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20132 CHATEAU DR, SARATOGA, CA 95070-4310

Mortgage

Document Number	0024643588
Date	Oct 6, 2020
Instrument	24643588

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Sep 1, 2035

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 19, 2021
Property Address	20132 CHATEAU DR, SARATOGA, CA 95070-4310
Document Number	0025071726
Map Reference	MB 59 PG 30&31
Instrument Date	Jul 27, 2021
Instrument	25071726
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	455 LOS GATOS BLVD STE 101, 101, LOS GATOS, CA 95032-5523

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Saratoga City
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)
Elementary School District	Saratoga Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$206,396 (+2%) Land $44,973 Building $161,423
2025	$3,467.00 (+6.19%) Homeowner's exemption	$202,350 (+4.04%) Land $44,092 Building $158,258
2023	$3,265.00 (+2.58%) Homeowner's exemption	$194,494 Land $42,381 Building $152,113
2022	$3,183.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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