20124 Chateau Dr, Saratoga, CA 95070 Property Records

Santa Clara County property record for 20124 Chateau Dr, Saratoga, CA 95070

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,806 sqft · built 1958
Lot Size	0.405 acres (17,624 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,075,000 (Mar 2017)
Tax Bill	$43,513 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2020 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`393-10-003`

Property Details

APN / Parcel Number

Primary APN	`393-10-003`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,806 sqft Living Area
Gross Area	2,014 sqft
1st Floor Area	2,014 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1970
Architectural Style	H-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Other
Lot Area	17,624 sqft (0.405 acres)
Lot Dimensions	161 ft deep x 105 ft wide
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Pool Area	3,360 sqft
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	20124 CHATEAU DR
City	SARATOGA
State	CA
Zip	95070-4310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R112
Legal Description	TRACT 1489 ARGONAUT PLACE BOOK 59 PAGE 30 PAGE 31 LOT 153
Legal Subdivision	ARGONAUT PLACE
Legal Tract	1489
Legal Lot Number	153
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3012
Census Tract	507500

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20124 CHATEAU DR, SARATOGA, CA 95070-4310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST
Dec 11, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 29, 2017	Grant Deed, Transfer CORNERSTONE TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2017 · Amount on Record
Deed Sale	Mar 29, 2017 · Amount on Record
Prior Sale	Jun 21, 2002 · Amount on Record
Deed Document Number	201723612845
Last Transfer Date	Nov 30, 2020
Transfer Doc	0024744466
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20124 CHATEAU DR, SARATOGA, CA 95070-4310
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20124 CHATEAU DR, SARATOGA, CA 95070-4310

Mortgage

Document Number	0024636768
Date	Sep 30, 2020
Instrument	24636768

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Oct 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	7.87%

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 11, 2020
Property Address	20124 CHATEAU DR, SARATOGA, CA 95070-4310
Document Number	0024744466
Instrument Date	Nov 30, 2020
Instrument	24744466
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	20124 CHATEAU DR SARATOGA CA 950704310, SARATOGA, CA 95070-4310

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 29, 2017
Property Address	20124 CHATEAU DR, SARATOGA, CA 95070-4310
Document Number	0023612845
Instrument Date	Mar 23, 2017
Instrument	23612845
Transaction Type	Transfer
Record Updated	Apr 7, 2017
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$3,383.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	20124 CHATEAU DR SARATOGA CA 950704310, SARATOGA, CA 95070-4310

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Saratoga City
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)
Elementary School District	Saratoga Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,768,457 (+2%) Land $2,604,351 Building $1,164,106
2025	$43,513.00 (+2.06%) Homeowner's exemption	$3,694,567 (+4.04%) Land $2,553,286 Building $1,141,281
2023	$42,635.00 (+2.18%) Homeowner's exemption	$3,551,104 Land $2,454,140 Building $1,096,964
2022	$41,725.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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