2013 W Cobblestone Ln, McHenry, IL 60051 Property Records

McHenry County property record for 2013 W Cobblestone Ln, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details2,296 sqft · built 1989
Lot Size1 acre (43,817 sqft)
OwnerIndividual Name on File
Last Sale$340,000 (Sep 2021)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-19-304-003

Property Details

APN / Parcel Number

Primary APN10-19-304-003

Interior

Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,296 sqft Living Area
Gross Area3,080 sqft
1st Floor Area2,296 sqft
Basement Area784 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Architectural StyleOther
Exterior MaterialFrame/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area43,817 sqft
Garage Area1,232 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area224 sqft
Shed1 Shed
Shed Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2013 W COBBLESTONE LN
CityMCHENRY
StateIL
Zip60051-6805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2021R0050521 LT 22 STONE RIDGE
Legal Range09E
Legal Township45N
Legal Section19
Legal SubdivisionSTONE RIDGE
Legal Block304
Legal Lot Number22
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group2
Census Block2046
Census Tract870702

Owner

2013 W Cobblestone Ln is owned by an individual who bought it in September 2021.

Source: McHenry County records, as of May 13, 2024

Owner of RecordIndividual Name on File
Mailing Address2013 W COBBLESTONE LN, MCHENRY, IL 60051-6805
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2021 · Amount on File
Deed SaleSep 15, 2021 · Amount on File
Prior SaleSep 29, 2008
Deed Document Number2021R0050521
Record UpdatedJun 7, 2026

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionMCHENRY IL
Recording DateSep 15, 2021
Property Address2013 W COBBLESTONE LN, MCHENRY, IL 60051-6805
Document Number0000050521
Map ReferenceDOC 982858
Instrument DateSep 9, 2021
Instrument2021R0050521
Transaction TypeTransfer
Record UpdatedSep 24, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$340.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 SHERWOOD RD, ELGIN, IL 60120-9259

Mortgage

Document Number0000050522
DateSep 15, 2021
Instrument2021R0050522
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$109,854 Land $21,675 Building $88,179$329,562 Land $65,025 Building $264,537

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2013 W Cobblestone Ln in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims22 (1979–2026)
Claims Outside the SFHA3 of 22
Most Recent ClaimApr 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims
  • Severe Storms & Flooding, Jun 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2013 W Cobblestone Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Verizon.

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