McHenry County property record for 1818 W Cobblestone Ln, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 6 ba · 1,544 sqft · built 1989 |
| Lot Size | 1.23 acres (53,981 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-19-303-019 |
| Primary APN | 10-19-303-019 |
|---|
| Full Baths | 6 Baths |
|---|---|
| Half Baths | 4 Half Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,544 sqft Living Area |
| Gross Area | 2,440 sqft |
| 1st Floor Area | 1,544 sqft |
| Basement Area | 717 sqft |
| Finished Basement | 717 sqft |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 53,981 sqft |
| Garage Area | 945 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1818 W COBBLESTONE LN |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-6802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 88R009349 LT 7 STONE RIDGE |
| Legal Range | 09E |
| Legal Township | 45N |
| Legal Section | 19 |
| Legal Subdivision | STONE RIDGE |
| Legal Block | 303 |
| Legal Lot Number | 7 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 870702 |
1818 W Cobblestone Ln is owned and occupied by an individual.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1818 W COBBLESTONE LN, MCHENRY, IL 60051-6802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1818 W COBBLESTONE LN, MCHENRY, IL 60051-6802 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000042139 |
|---|---|
| Date | Aug 2, 2021 |
| Instrument | 2021R0042139 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Disabled Person's exemption | $86,514 Land $21,675 Building $64,839 | $259,542 Land $65,025 Building $194,517 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1818 W Cobblestone Ln in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 22 (1979–2026) |
| Claims Outside the SFHA | 3 of 22 |
| Most Recent Claim | Apr 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1818 W Cobblestone Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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