2013 Springdale Ln, Elgin, SC 29045 Property Records

Richland County property record for 2013 Springdale Ln, Elgin, SC 29045

Property Summary

Property TypePlanned Unit Development
Details4 bd · 3.5 ba · 3,336 sqft · built 2022
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$480,000 (Apr 2026)
Tax Bill$3,743 (2025)
Deeds & MortgagesDec 2024 Mortgage
Apr 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN28904-10-05

Property Details

APN / Parcel Number

Primary APN28904-10-05
Alternative APN
  • R28904-10-05

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area3,336 sqft Living Area
FlooringWood

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Lot Area7,841 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address2013 SPRINGDALE LN
CityELGIN
StateSC
Zip29045-4311
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning CodePD
Legal DescriptionLOT 4 68.1X125.3X55.2X129.4 #SU THE GROVE PHASE 3 #PR RB2706-2134/2135
Legal SubdivisionTHE GROVE AT WOODCREEK
Legal Phase3
Legal Lot Number4,68
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group2
Census Block2031
Census Tract11407

Owner

2013 Springdale Ln, a planned unit development, is owned and occupied by an individual who bought it in April 2026.

Source: Richland County records, as of July 14, 2026

Owner of RecordIndividual Name on File
Mailing Address2013 SPRINGDALE LN, ELGIN, SC 29045-4311
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2024Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Apr 22, 2026Warranty Deed, Transfer · FHA Mortgage
AMERIS BANK
Apr 22, 2026Warranty Deed, Transfer · FHA Mortgage
AMERIS BANK
Jan 6, 2023Deed, Subdivision Related Transfer · VA Mortgage
AMERIS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 22, 2026 · Amount on File
Deed SaleApr 22, 2026 · Amount on File
Prior SaleJan 6, 2023 · Amount on File
Deed Document Number202619019
Deed Book / Page3120 / 426
Record UpdatedOct 29, 2026

December 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address2013 SPRINGDALE LN, ELGIN, SC 29045-4311
Transaction TypeMortgage
Record UpdatedMay 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2013 SPRINGDALE LN, ELGIN, SC 29045-4311

Mortgage

Document Number0029802070
DateDec 17, 2024
Book Page2980/2070
Instrument2024055809
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressELGIN, SC 29045
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2055

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHLAND SC
Recording DateApr 22, 2026
Property Address2013 SPRINGDALE LN, ELGIN, SC 29045-4311
Document Number0000019019
Book / Page3120 / 426
Instrument DateApr 14, 2026
Instrument2026.19019
Transaction TypeTransfer
Record UpdatedMay 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$126,048.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2013 SPRINGDALE LN, ELGIN, SC 29045-4311

Mortgage

Document Number0000019020,
DateApr 22, 2026
Instrument2026..19020
Lender
NameAMERIS BANK
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate6.11%
Max Rate-1%

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHLAND SC
Recording DateApr 22, 2026
Property Address2013 SPRINGDALE LN, ELGIN, SC 29045-4311
Document Number0031200426
Book / Page3120 / 426
Instrument DateApr 14, 2026
Instrument202619019
Transaction TypeTransfer
Record UpdatedAug 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$126,048.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2013 SPRINGDALE LN, ELGIN, SC 29045-4311

Mortgage

Document Number0000019020,
DateApr 22, 2026
Instrument202619020
Lender
NameAMERIS BANK
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Max Rate-1%

January 2023: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionRICHLAND SC
Recording DateJan 6, 2023
Property Address2013 SPRINGDALE LN, ELGIN, SC 29045-4311
Document Number0028071621
Book / Page2807 / 1621
Map ReferenceMB 2708 PG 2134&2135
Instrument DateJan 6, 2023
Instrument2023000924
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 11, 2024

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,107.60
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2013 SPRINGDALE LN, ELGIN, SC 29045-4311

Mortgage

Document Number2023000925
DateJan 6, 2023
Instrument2023000925
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2013 Springdale Ln was $3,743.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,743.00$425,700 (-) Land $60,000 Building $365,700
2024$425,700 Land $60,000 Building $365,700$425,700 Land $60,000 Building $365,700
2023$12,073.00 Additional exemption filed

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2013 Springdale Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 31 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2013 Springdale Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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