Richland County property record for 2012 Springdale Ln, Elgin, SC 29045
| Property Type | Planned Unit Development |
|---|---|
| Details | 4 bd · 3.5 ba · 3,208 sqft · built 2022 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $430,000 (Feb 2026) |
| Tax Bill | $3,593 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Jan 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28904-11-05 |
| Primary APN | 28904-11-05 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,208 sqft Living Area |
| Flooring | Wood |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 7,405 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2012 SPRINGDALE LN |
|---|---|
| City | ELGIN |
| State | SC |
| Zip | 29045-4311 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Local Zoning Code | PD |
| Legal Description | LOT 78 53.5X125X62.7X125 #SU THE GROVE PHASE 3 #PR RB2706-2134/2135 |
| Legal Subdivision | THE GROVE AT WOODCREEK |
| Legal Phase | 3 |
| Legal Lot Number | 53,78 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 11407 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2012 SPRINGDALE LN, ELGIN, SC 29045-4311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 4, 2026 | Warranty Deed, Transfer · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC |
| Jan 13, 2023 | Deed, Subdivision Related Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 2026 · Amount on Record |
| Deed Sale | Feb 4, 2026 · Amount on Record |
| Prior Sale | Jan 13, 2023 · Amount on Record |
| Deed Document Number | 20265268 |
| Deed Book / Page | 3096 / 2569 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Feb 4, 2026 |
| Property Address | 2012 SPRINGDALE LN, ELGIN, SC 29045-4311 |
| Document Number | 0030962569 |
| Book / Page | 3096 / 2569 |
| Map Reference | MB 2706 PG 2134&2135 |
| Instrument Date | Feb 4, 2026 |
| Instrument | 2026005268 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,118.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2012 SPRINGDALE LN, ELGIN, SC 29045-4311 |
| Document Number | 2026005269 |
|---|---|
| Date | Feb 4, 2026 |
| Instrument | 2026005269 |
| Name | ASSURANCE FINANCIAL GROUP LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jan 13, 2023 |
| Property Address | 2012 SPRINGDALE LN, ELGIN, SC 29045-4311 |
| Document Number | 0028083064 |
| Book / Page | 2808 / 3064 |
| Map Reference | MB 2706 PG 2134&2135 |
| Instrument Date | Jan 12, 2023 |
| Instrument | 2023001791 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,063.40 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2012 SPRINGDALE LN, ELGIN, SC 29045-4311 |
| Document Number | 2023001792 |
|---|---|
| Date | Jan 13, 2023 |
| Instrument | 2023001792 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Market Value |
|---|---|---|
| 2025 | $3,593.00 (+27.28%) | $408,800 Land $60,000 Building $348,800 |
| 2023 | $2,823.00 Additional exemption filed |
Assessed market value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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