2013 Harvard Rd, Hancock, NY 13783 Property Records

Delaware County and Hancock Town property record for 2013 Harvard Rd, Hancock, NY 13783

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,057 sqft · built 1865
Lot Size	5 acres (217,800 sqft)
Owner	2 Company Names on File
Tax Bill	$4,302 (2026)
Deeds & Mortgages	Apr 2008 Mortgage Aug 2007 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`123689 406.-1-15.2`

Property Details

APN / Parcel Number

Primary APN	`123689 406.-1-15.2`
Alternative APNs	`36894060000001015200` `06800924009`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,057 sqft Living Area
1st Floor Area	2,292 sqft

Exterior

Year Built	Built 1865
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	217,800 sqft (5 acres)
View / Lot	Waterfront
Garage Type	Carport
Carport	Carport
Porch	Slab

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	06800924009
Street Address	2013 HARVARD RD
City	HANCOCK
State	NY
Zip	13783
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N
Legal Description	MOORE TRACT LOT 6
Legal Block	1
Legal Lot Number	15.200
Jurisdiction	DELAWARE NY
Township / Civil Division	HANCOCK
Census Block Group	1
Census Block	1023
Census Tract	971400

Owner

Source: Delaware County and Hancock Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	232 HOPKINS AVE, HADDONFIELD, NJ 08033-1409
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2008	Deed of Trust, Mortgage STATE EMPLOYEE FEDERAL CREDIT UNION (NY)
Aug 23, 2007	Deed of Trust, Mortgage NBT BANK NA
Feb 7, 2011	Deed of Trust, Mortgage NY STATE EMPLOYEE FEDERAL CREDIT UNION
Jul 18, 2025	Warranty Deed, Transfer
Apr 11, 2008	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 28, 2008
Transfer Doc	0000001211/000000021
Record Updated	Oct 29, 2026

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	2013 HARVARD RD, HANCOCK, NY 13783
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001529/0000000056
Date	Apr 11, 2008
Book Page	0000001529/0000000056
Instrument	0000018436

Lender

Name	STATE EMPLOYEE FEDERAL CREDIT UNION (NY)
Type	Credit Union

Agreement

Amount	Amount on Record
Term	141 Months
Due	Jan 1, 2020

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	2013 HARVARD RD, HANCOCK, NY 13783
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001476/0000000058
Date	Aug 23, 2007
Book Page	0000001476/0000000058

Lender

Name	NBT BANK NA
Type	Bank

Agreement

Amount	Amount on Record

February 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	2013 HARVARD RD, HANCOCK, NY 13783
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001706/0000000176
Date	Feb 7, 2011
Book Page	0000001706/0000000176
Instrument	0000123113

Lender

Name	NY STATE EMPLOYEE FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record
Term	299 Months
Due	Jan 1, 2036

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE NY
Recording Date	Jul 18, 2025
Property Address	2013 HARVARD RD, HANCOCK, NY 13783
Document Number	001823/213
Book / Page	1823 / 213
Instrument Date	Jul 15, 2025
Instrument	4217
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	232 HOPKINS AVE, HADDONFIELD, NJ 08033-1409

April 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE NY
Recording Date	Apr 11, 2008
Property Address	2013 HARVARD RD, HANCOCK, NY 13783
Document Number	0000001211/0000000214
Book / Page	0000001211 / 0000000214
Instrument Date	Mar 28, 2008
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Delaware County and Hancock Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Hancock Town
Unified School District	Downsville Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,302.00 (+2.26%)
2025	$4,207.00 (+12.55%)	$21,000 (-) Land $3,500 Building $17,500	$262,500 (+25%) Land $43,750 Building $218,750
2023		$21,000 Land $3,500 Building $17,500	$210,000 Land $35,000 Building $175,000
2020	$3,738.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	59 (1981–2024)
Claims Outside the SFHA	18 of 59
Most Recent Claim	Aug 2024 · Severe Storm And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2013 · 40 claims Hurricane Irene, Aug 2011 · 2 claims Tropical Depression Ivan, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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