Delaware County and Hancock Town property record for 1307 Harvard Rd, Hancock, NY 13783
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,854 sqft · built 2019 |
| Lot Size | 5.2 acres (226,512 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (Jul 2016) |
| Tax Bill | $9,627 (2026) |
| Deeds & Mortgages | Jan 2019 Refinance |
| Flood Zone | Zone AE (high risk) |
| APN | 123689 406.-1-22.25 |
| Primary APN | 123689 406.-1-22.25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,854 sqft Living Area |
| 1st Floor Area | 2,294 sqft |
| 2nd Floor Area | 560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 226,512 sqft (5.2 acres) |
| View / Lot | Waterfront |
| Heating System | Hot Water |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 06814367909 |
|---|---|
| Street Address | 1307 HARVARD RD |
| City | HANCOCK |
| State | NY |
| Zip | 13783 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | N |
| Legal Block | 1 |
| Legal Lot Number | 22.250 |
| Jurisdiction | DELAWARE NY |
| Township / Civil Division | HANCOCK |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 971400 |
1307 Harvard Rd is owned by two individuals who bought it in July 2016.
Source: Delaware County and Hancock Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 57, EAST BRANCH, NY 13756-0057 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2016 · Amount on File |
| Deed Sale | Jul 18, 2016 · Amount on File |
| Prior Sale | Feb 23, 2007 · Amount on File |
| Deed Book / Page | 1490 / 257 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE NY |
| Property Address | 1307 HARVARD RD, HANCOCK, NY 13783 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2168/55 |
|---|---|
| Date | Jan 21, 2019 |
| Book Page | 2168/55 |
| Instrument | 555 |
| Name | JEFF BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2034 |
The 2026 property tax bill for 1307 Harvard Rd was $9,627, up 2.2% from the year before.
Source: Delaware County and Hancock Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Delaware County |
| County Subdivision | Hancock Town |
| Unified School District | Downsville Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,627.00 (+2.24%) | ||
| 2025 | $9,416.00 | $47,000 Land $14,000 Building $33,000 | $587,500 Land $175,000 Building $412,500 |
| 2023 | $47,000 Land $14,000 Building $33,000 | $470,000 Land $140,000 Building $330,000 | |
| 2020 | $8,367.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1307 Harvard Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 59 (1981–2024) |
| Claims Outside the SFHA | 18 of 59 |
| Most Recent Claim | Aug 2024 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1307 Harvard Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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