2013 Gersham Pl, Williamsburg, VA 23185 Property Records

James City County property record for 2013 Gersham Pl, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,167 sqft · built 1993
Lot Size	0.495 acres (21,562 sqft)
Owner	2 Company Names on Record
Last Sale	$625,000 (Sep 2024)
Tax Bill	$3,935 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Aug 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`47-3 18-0-0004`

Property Details

APN / Parcel Number

Primary APN	`47-3 18-0-0004`
Alternative APN	`6571`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,167 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	21,562 sqft (0.495 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6571
Street Address	2013 GERSHAM PL
City	WILLIAMSBURG
State	VA
Zip	23185-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 LIMITED
Legal Description	L-4 PAGE LDG AT JMSTWN
Legal Subdivision	PAGE LANDING
Legal Lot Number	4
Jurisdiction	JAMES CITY VA
Township / Civil Division	ROBERTS
Census Block Group	2
Census Block	2008
Census Tract	80308

Owner

Source: James City County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2013 GERSHAM PL, WILLIAMSBURG, VA 23185-2108
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 8, 2024	Warranty Deed, Transfer · Unknown CHESAPEAKE BANK
Aug 9, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LANGLEY FEDERAL CREDIT UNION
May 15, 2020	Deed of Trust, Mortgage · Line of Credit LANGLEY FCU
Sep 6, 2019	Deed of Trust, Mortgage · Line of Credit LANGLEY FCU
Sep 22, 2017	Deed of Trust, Mortgage · Line of Credit LANGLEY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2024 · Amount on Record
Deed Sale	Sep 12, 2024 · Amount on Record
Prior Sale	May 8, 2024 · Amount on Record
Deed Document Number	202412359
Last Transfer Date	Oct 8, 2024
Transfer Doc	0202413776
Record Updated	Oct 29, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	May 8, 2024
Property Address	2013 GERSHAM PL, WILLIAMSBURG, VA 23185-2108
Document Number	0202405900
Instrument Date	May 2, 2024
Instrument	202405900
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	BARRISTERS OF VIRGINIA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5208 MONTICELLO AVE, WILLIAMSBURG, VA 23188-8212

Mortgage

Document Number	0202405901
Date	May 8, 2024
Instrument	202405901

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Unknown
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	2013 GERSHAM PL, WILLIAMSBURG, VA 23185-2108
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202308453
Date	Aug 9, 2023
Instrument	202308453

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Jul 25, 2063

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	2013 GERSHAM PL, WILLIAMSBURG, VA 23185-2108
Document Number	0000013731
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2013 GERSHAM PL WILLIAMSBURG VA 231852108, WILLIAMSBURG, VA 23185-2108

Mortgage

Document Number	0000013731
Date	Aug 27, 2020
Instrument	13731

Lender

Name	LANGLEY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Aug 26, 2060

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	2013 GERSHAM PL, WILLIAMSBURG, VA 23185-2108
Document Number	0000013271
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 GERSHAM PL WILLIAMSBURG VA 23185, WILLIAMSBURG, VA 23185

Mortgage

Document Number	0000013271
Date	Sep 13, 2019
Instrument	13271

Lender

Name	LANGLEY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Sep 12, 2026

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	2013 GERSHAM PL, WILLIAMSBURG, VA 23185-2108
Document Number	0000019250
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Oct 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019250
Date	Oct 4, 2017
Instrument	19250

Lender

Name	LANGLEY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,935.00 (+13.17%)	$474,100 (+13.15%) Land $84,000 Building $390,100	$474,100 (+13.15%) Land $84,000 Building $390,100
2023		$419,000 Land $65,600 Building $353,400	$419,000 Land $65,600 Building $353,400
2022	$3,477.00 (+6.98%)
2019	$3,250.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 112 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	112 in force
Nearby Flood Claims	5 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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